Chesterfield County property record for 3906 Echo Ridge Ct, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,606 sqft · built 1984 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,843 (2026) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Jun 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04813040A00B001 |
| Primary APN | 04813040A00B001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,606 sqft Finished Area |
| 1st Floor Area | 70 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,500 sqft (0.264 acres) |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 182514005 |
|---|---|
| Street Address | 3906 ECHO RIDGE CT |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-4730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | ECHO RIDGE L 1 BK B SEC A |
| Legal Subdivision | ECHO RIDGE |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 100912 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3906 ECHO RIDGE CT, MIDLOTHIAN, VA 23112-4730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CREDIT UNION INC |
| Jun 27, 2017 | Quit Claim Deed, Transfer CAMBRIDGE ESCROW AND TITLE, CAMBRIDGE ESCROW & TITLE |
| Feb 1, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2001 |
| Deed Sale | Apr 25, 2001 |
| Deed Book / Page | 4065 / 327 |
| Last Transfer Date | Jun 7, 2017 |
| Transfer Doc | 011665-793 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3906 ECHO RIDGE CT, MIDLOTHIAN, VA 23112-4730 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 014352-905 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 14352/905 |
| Instrument | 2023025378 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 28, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jun 27, 2017 |
| Property Address | 3906 ECHO RIDGE CT, MIDLOTHIAN, VA 23112-4730 |
| Document Number | 11665794 |
| Book / Page | 011665 / 000794 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 25123 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2017 |
| Title Company | CAMBRIDGE ESCROW AND TITLE, CAMBRIDGE ESCROW & TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3906 ECHO RIDGE CT MIDLOTHIAN VA 231124730, MIDLOTHIAN, VA 23112-4730 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Feb 1, 2017 |
| Property Address | 3906 ECHO RIDGE CT, MIDLOTHIAN, VA 23112-4730 |
| Document Number | 11520964 |
| Book / Page | 011520 / 000964 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 4455 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3906 ECHO RIDGE CT MIDLOTHIAN VA 231124730, MIDLOTHIAN, VA 23112-4730 |
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,843.00 (+4.25%) | $316,700 (+4.28%) Land $75,000 Building $241,700 | $316,700 (+4.28%) Land $75,000 Building $241,700 |
| 2025 | $2,727.00 (+13.81%) | $303,700 (+16.54%) Land $75,000 Building $228,700 | $303,700 (+16.54%) Land $75,000 Building $228,700 |
| 2023 | $2,396.00 | $260,600 Land $59,000 Building $201,600 | $260,600 Land $59,000 Building $201,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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