Chesterfield County property record for 3900 Echo Ridge Ct, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,181 sqft · built 1988 |
| Lot Size | 0.294 acres (12,807 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Aug 2017) |
| Tax Bill | $2,584 (2026) |
| Deeds & Mortgages | Aug 2017 Sale & Mortgage Feb 2017 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 04813040A00B004 |
| Primary APN | 04813040A00B004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,181 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,807 sqft (0.294 acres) |
| View / Lot | Cul-de-sac |
| Porch | Slab |
|---|---|
| Porch Area | 95 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 390244001 |
|---|---|
| Street Address | 3900 ECHO RIDGE CT |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-4730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | ECHO RIDGE L 4 BK B SEC A |
| Legal Subdivision | ECHO RIDGE |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 100912 |
3900 Echo Ridge Ct is owned and occupied by an individual who bought it in August 2017.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3900 ECHO RIDGE CT, MIDLOTHIAN, VA 23112-4730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2017 | Warranty Deed, Transfer · Conventional with PMI VIRGINIA CU |
| Feb 27, 2017 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2017 · Amount on File |
| Deed Sale | Aug 3, 2017 · Amount on File |
| Prior Sale | Nov 25, 1997 |
| Deed Document Number | 201730872 |
| Deed Book / Page | 11709 / 459 |
| Transfer Doc | 3161000139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Aug 3, 2017 |
| Property Address | 3900 ECHO RIDGE CT, MIDLOTHIAN, VA 23112-4730 |
| Document Number | 11709459 |
| Book / Page | 011709 / 000459 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 30872 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3900 ECHO RIDGE CT MIDLOTHIAN VA 231124730, MIDLOTHIAN, VA 23112-4730 |
| Document Number | 11709463 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 011709/000463 |
| Instrument | 30873 |
| Name | VIRGINIA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Feb 27, 2017 |
| Property Address | 3900 ECHO RIDGE CT, MIDLOTHIAN, VA 23112-4730 |
| Document Number | 11542678 |
| Book / Page | 011542 / 000678 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 7836 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 8, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $122.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 3900 Echo Ridge Ct was $2,584.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,584.00 | $287,600 (+4.13%) Land $75,000 Building $212,600 | $287,600 (+4.13%) Land $75,000 Building $212,600 |
| 2025 | $276,200 Land $75,000 Building $201,200 | $276,200 Land $75,000 Building $201,200 | |
| 2023 | $2,182.00 | $237,100 Land $59,000 Building $178,100 | $237,100 Land $59,000 Building $178,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3900 Echo Ridge Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3900 Echo Ridge Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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