3906 E Baycliffs Dr, Lakeside Marblehead, OH 43440 Property Records

Ottawa County property record for 3906 E Baycliffs Dr, Lakeside Marblehead, OH 43440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 2005
Square Footage	5,671 sqft Living Area
Lot Size	19,201 sqft (0.441 acres)
Garage	312 sqft
Occupancy	Owner Occupied
Tax Bill	$12,773.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`027337-2`
Alternative APN	`015-13036-17466-109`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Building Area	5,671 sqft Living Area
1st Floor	2,155 sqft 1st Floor
Upper Floors	768 sqft Upper Floors
Attic Area	375 sqft Attic
Attic	1 Attic
Basement Area	1,962 sqft Basement
Finished Basement	696 sqft Finished
Unfinished Basement	696 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	19,201 sqft (0.441 acres)
Depth X Width	240 ft x 80 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	312 sqft Garage
Porch	Open Porch
Porch Area	644 sqft Porch

Utilities and HVAC

Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	027337-2
Street Address	3906 E BAYCLIFFS DR
City	LAKESIDE MARBLEHEAD
State	OH
Zip	43440-3094
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 101 BAYCLIFFS PHASE II
Legal Subdivision	BAYCLIFFS PHASE II
Legal Lot Number	101
Jurisdiction	OTTAWA OH
Minor Civil Division	DANBURY
Census Blockgroup	2
Census Block	2015
Census Tract	50302

Owner

Source: Ottawa County records · APN 027337-2

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3906 E BAYCLIFFS DR, LAKESIDE MARBLEHEAD, OH 43440-3094
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	3906 E BAYCLIFFS DR, LAKESIDE MARBLEHEAD, OH 43440-3094
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 E BAYCLIFFS DR, LAKESIDE MARBLEHEAD, OH 43440-3094

Mortgage

Document Number	0000001433
Date	Mar 09, 2023
Book Page	1937/904
Instrument	2023-001433

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Mar 06, 2099

Interest

Rate Type	Adjustable Rate
Rate	7.32%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Apr 01, 2023
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Index	1-Year CMT
Max Rate	12.3%

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Danbury Township
Municipality	Marblehead Village
Unified School District	Danbury Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,773.00 (+0.32%)	$382,162 (-) Land $96,005 Building $286,157
2024	$12,732.00 (+24.3%)	$382,162 (+29.17%) Land $96,005 Building $286,157	$1,091,890 (+29.17%) Land $274,300 Building $817,590
2023	$10,243.00 (+1.92%)	$295,859 (-) Land $59,633 Building $236,226
2022	$10,050.00	$295,859 Land $59,633 Building $236,226
2021			$845,310 Land $170,380 Building $674,930

Flood & Wildfire

3906 E Baycliffs Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Ottawa County (39123C), updated November 30, 2022

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 25th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.