3895 E Baycliffs Dr, Lakeside Marblehead, OH 43440 Property Records

Ottawa County property record for 3895 E Baycliffs Dr, Lakeside Marblehead, OH 43440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,038 sqft · built 2001
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Oct 2000)
Tax Bill	$4,542 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`027340-2`

Property Details

APN / Parcel Number

Primary APN	`027340-2`
Alternative APN	`015-13036-17466-112`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,038 sqft Living Area
Gross Area	3,692 sqft
1st Floor Area	1,456 sqft
Attic	Attic
Attic Area	2,236 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	154 ft deep x 71 ft wide
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	027340-2
Street Address	3895 E BAYCLIFFS DR
City	LAKESIDE MARBLEHEAD
State	OH
Zip	43440-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 104 BAYCLIFFS PHASE II
Legal Subdivision	BAY HAVEN ESTATES SUBDIVISION
Legal Lot Number	104
Jurisdiction	OTTAWA OH
Township / Civil Division	DANBURY
Census Block Group	2
Census Block	2028
Census Tract	50302

Owner

Source: Ottawa County records · APN 027340-2

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3895 E BAYCLIFFS DR, LAKESIDE MARBLEHEAD, OH 43440-4008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2000 · Amount on Record
Deed Sale	Oct 17, 2000 · Amount on Record
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	3895 E BAYCLIFFS DR, LAKESIDE MARBLEHEAD, OH 43440-4008
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3895 E BAYCLIFFS DR, MARBLEHEAD, OH 43440-4008

Mortgage

Document Number	0000002586
Date	Apr 27, 2023
Book Page	1944/538
Instrument	202300002586

Lender

Name	VACATIONLAND FCU
Type	Credit Union
Address	SANDUSKY, OH 44871

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Danbury Township
Municipality	Marblehead Village
Unified School District	Danbury Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,542.00 (+0.42%)	$132,301 (-) Land $38,343 Building $93,958
2024	$4,523.00 (+30.05%) Homeowner's exemption	$132,301 (+38.75%) Land $38,343 Building $93,958	$378,000 (+38.75%) Land $109,550 Building $268,450
2023	$3,478.00 (+1.93%)	$95,351 (-) Land $24,738 Building $70,613
2022	$3,412.00	$95,351 Land $24,738 Building $70,613
2021			$272,430 Land $70,680 Building $201,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (39123C), updated November 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391230503022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	27 (1980–2023)
Claims Outside the SFHA	5 of 27
Most Recent Claim	Aug 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 112 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Amplex Electric, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Baycliffs Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures