3906 E 46th Ter, Kansas City, MO 64130 Property Records

Jackson County property record for 3906 E 46th Ter, Kansas City, MO 64130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,376 sqft · built 1957
Lot Size	0.207 acres (9,026 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jun 2021)
Tax Bill	$674 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-410-27-10`

Property Details

APN / Parcel Number

Primary APN	`31-410-27-10`
Alternative APNs	`31-410-27-10-00-0-00-000` `31410271000000001` `861621`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	936 sqft
Flooring	Carpet

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,026 sqft (0.207 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	59 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	861621
Street Address	3906 E 46TH TER
City	KANSAS CITY
State	MO
Zip	64130-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARD GARDENS LOT 6 BLK 5
Legal Subdivision	VINEYARD GARDENS
Legal Block	5
Legal Lot Number	6
Jurisdiction	JACKSON MO
Township / Civil Division	KAW
Census Block Group	3
Census Block	3005
Census Tract	17100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3906 E 46TH TER, KANSAS CITY, MO 64130-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 30, 2021	Correction Deed
Jun 30, 2021	Correction Deed · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 12, 2019	Deed of Trust, Mortgage · FHA Mortgage DELMAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Sep 13, 2010
Deed Document Number	2021E71089
Prior Transfer Date	Jan 23, 2013
Prior Transfer Doc	0000E08952
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Jul 28, 2026
Property Address	3906 E 46TH TER, KANSAS CITY, MO 64130-2414
Document Number	0000056169
Instrument Date	Jul 20, 2026
Instrument	202656169
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056169,
Date	Jul 28, 2026
Instrument	202656169

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 30, 2021
Property Address	3906 E 46TH TER, KANSAS CITY, MO 64130-2414
Document Number	00E0071088
Instrument Date	Jun 29, 2021
Instrument	2021E0071088
Record Updated	Aug 16, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 E 46TH TER, KANSAS CITY, MO 64130-2414

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 30, 2021
Property Address	3906 E 46TH TER, KANSAS CITY, MO 64130-2414
Document Number	00E0071089
Instrument Date	Jun 27, 2021
Instrument	2021E0071089
Record Updated	Aug 16, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 E 46TH TER, KANSAS CITY, MO 64130-2414

Mortgage

Document Number	00E0071090
Date	Jun 30, 2021
Instrument	2021E0071090

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3906 E 46TH TER, KANSAS CITY, MO 64130-2414
Document Number	0000E65275
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 E 46TH TER KANSAS CITY MO 641302414, KANSAS CITY, MO 64130-2414

Mortgage

Document Number	0000E65275
Date	Aug 20, 2019
Instrument	65275E

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Kansas City
Unified School District	Kansas City 33 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,041 (-) Land $1,340 Building $6,701	$42,320 (-)
2025	$674.00 (-6.39%)	$8,041 (-11.98%) Land $1,340 Building $6,701	$42,320 (-11.98%)
2024	$720.00 (+0.84%)
2023	$714.00	$9,135 Land $1,233 Building $7,902	$48,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1998–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KANSAS CITY PWS serves 553,295 people · EPA ID MO1010415
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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