3900 E 46th Ter, Kansas City, MO 64130 Property Records

Jackson County property record for 3900 E 46th Ter, Kansas City, MO 64130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 888 sqft · built 1957
Lot Size	0.212 acres (9,221 sqft)
Owner	Individual Name on Record
Tax Bill	$653 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-410-27-09`

Property Details

APN / Parcel Number

Primary APN	`31-410-27-09`
Alternative APNs	`31-410-27-09-00-0-00-000` `31410270900000001` `861620`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	888 sqft
Basement Area	888 sqft
Flooring	Carpet

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,221 sqft (0.212 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	861620
Street Address	3900 E 46TH TER
City	KANSAS CITY
State	MO
Zip	64130-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARD GARDENS LOT 5 BLK 5
Legal Subdivision	VINEYARD GARDENS
Legal Block	5
Legal Lot Number	5
Jurisdiction	JACKSON MO
Township / Civil Division	KAW
Census Block Group	3
Census Block	3005
Census Tract	17100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3900 E 46TH TER, KANSAS CITY, MO 64130-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Line of Credit PUBLIC SAFETY CU
Jan 7, 2026	Affidavit, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2007
Deed Sale	Aug 21, 2007
Prior Sale	Jul 12, 1996
Deed Document Number	2007110062
Last Transfer Date	Feb 3, 2008
Transfer Doc	0000E16640
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3900 E 46TH TER, KANSAS CITY, MO 64130-2414
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0000232
Date	Jan 5, 2026
Instrument	2026E0000232

Lender

Name	PUBLIC SAFETY CU
Type	Credit Union
Address	KANSAS CITY, MO 64127

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 31, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	JACKSON MO
Recording Date	Jan 7, 2026
Property Address	3900 E 46TH TER, KANSAS CITY, MO 64130-2414
Document Number	00E0001460
Instrument Date	Dec 22, 2025
Instrument	2026E0001460
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 E 46TH TER, KANSAS CITY, MO 64130-2414

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Kansas City
Unified School District	Kansas City 33 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,789 (-) Land $1,340 Building $6,449	$40,990 (-)
2025	$653.00 (-5.77%)	$7,789 (-11.31%) Land $1,340 Building $6,449	$40,990 (-11.32%)
2024	$693.00 (+1.02%)
2023	$686.00 (+41.74%)	$8,782 (+49.07%) Land $1,564 Building $7,218	$46,220 (+49.1%)
2022	$484.00	$5,891 Land $979 Building $4,912
2021			$31,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1998–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KANSAS CITY PWS serves 553,295 people · EPA ID MO1010415
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on E 46th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures