3905 W 7th St, Duluth, MN 55807 Property Records

St. Louis County property record for 3905 W 7th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,196 sqft · built 1907
Lot Size	0.151 acres (6,603 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (Aug 2018)
Tax Bill	$2,022 (2026)
Deeds & Mortgages	Aug 2018 Sale Sep 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`010-3400-02530`

Property Details

APN / Parcel Number

Primary APN	`010-3400-02530`
Alternative APN	`1092611`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,196 sqft Gross Area
1st Floor Area	820 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	6,603 sqft (0.151 acres)
Garage Area	480 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	85 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1092611
Street Address	3905 W 7TH ST
City	DULUTH
State	MN
Zip	55807-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 29 AND 30 SERIAL #
Legal Block	10
Legal Lot Number	29-30
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1000
Census Tract	15800

Owner

3905 W 7th St is owned and occupied by an individual who bought it in August 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3905 W 7TH ST, DULUTH, MN 55807-1638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2018	Grant Deed, Transfer NORTH SHORE TITLE
Sep 27, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2018 · Amount on File
Deed Sale	Aug 28, 2018 · Amount on File
Prior Sale	Sep 27, 2017 · Amount on File
Deed Document Number	20181002050
Prior Transfer Date	Jan 6, 2004
Prior Transfer Doc	0000770837
Record Updated	Sep 20, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 28, 2018
Property Address	3905 W 7TH ST, DULUTH, MN 55807-1638
Document Number	00T1002050
Instrument Date	Jul 10, 2018
Instrument	T1002050
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Tax	$171.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 W 7TH ST DULUTH MN 558071638, DULUTH, MN 55807-1638

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 27, 2017
Property Address	3905 W 7TH ST, DULUTH, MN 55807-1638
Document Number	000T990207
Instrument Date	Sep 27, 2017
Instrument	T990207
Transaction Type	Foreclosure
Record Updated	Oct 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$136.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3905 W 7TH ST DULUTH MN 558071638, DULUTH, MN 55807-1638

Tax Assessment & Valuation

The 2026 property tax bill for 3905 W 7th St was $2,022 with a homeowner's exemption, down 0.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,022.00 (-0.1%) Homeowner's exemption
2025	$2,024.00 (+1.61%) Homeowner's exemption	$186,500 (+7.25%) Land $17,000 Building $169,500	$186,500 (+7.25%) Land $17,000 Building $169,500
2024	$1,992.00	$173,900 Land $18,200 Building $155,700	$173,900 Land $18,200 Building $155,700
2022		$143,500 Land $18,700 Building $124,800	$143,500 Land $18,700 Building $124,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3905 W 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3905 W 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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