3816 W 7th St, Duluth, MN 55807 Property Records

St. Louis County property record for 3816 W 7th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,191 sqft · built 1910
Lot Size	0.075 acres (3,308 sqft)
Owner	Company Name on File
Last Sale	$70,905 (Aug 2020)
Tax Bill	$2,502 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0480-02250`

Property Details

APN / Parcel Number

Primary APN	`010-0480-02250`
Alternative APN	`1093902`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,191 sqft Gross Area
1st Floor Area	705 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	3,308 sqft (0.075 acres)
Garage Area	384 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	30 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1093902
Street Address	3816 W 7TH ST
City	DULUTH
State	MN
Zip	55807-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INC LOT 9 BLOCK 3 HAZELWOOD PARK SERIAL #
Legal Subdivision	CHANDLER PARK ADDITION TO DULUTH
Legal Block	11
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1000
Census Tract	15800

Owner

3816 W 7th St is owned by a company that bought it in August 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	1863 WILDWOOD RD, DULUTH, MN 55804-2915
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage SUPERIOR CHOICE CU
Aug 12, 2020	Grant Deed, Transfer LENDSERV NATIONAL TITLE, LENDSERV NAT'L TITLE
Aug 15, 2019	Trustee's Deed, Foreclosure METRO LEGAL SERVICES, METRO LEGAL SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Deed Document Number	20201387733
Prior Transfer Date	Mar 20, 2006
Prior Transfer Doc	0001013091
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3816 W 7TH ST, DULUTH, MN 55807-1637
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 E 1ST ST, DULUTH, MN 55812-1907

Mortgage

Document Number	0001457016
Date	Nov 22, 2022
Instrument	1457016

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 10, 2037

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 12, 2020
Property Address	3816 W 7TH ST, DULUTH, MN 55807-1637
Document Number	00A1387733
Instrument Date	Jul 23, 2020
Instrument	A1387733
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	LENDSERV NATIONAL TITLE, LENDSERV NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$234.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2724 E 1ST ST DULUTH MN 558121907, DULUTH, MN 55812-1907

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 15, 2019
Property Address	3816 W 7TH ST, DULUTH, MN 55807-1637
Document Number	00A1360936
Instrument Date	Aug 15, 2019
Instrument	A1360936
Transaction Type	Foreclosure
Record Updated	Aug 26, 2019
Title Company	METRO LEGAL SERVICES, METRO LEGAL SVCS

Transaction

Amount	Amount on Record
Tax	$300.97
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 W 7TH ST DULUTH MN 558071637, DULUTH, MN 55807-1637

Tax Assessment & Valuation

The 2026 property tax bill for 3816 W 7th St was $2,502, up 1.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,502.00 (+1.13%)
2025	$2,474.00 (+5.55%)	$193,700 (+8.09%) Land $8,500 Building $185,200	$193,700 (+8.09%) Land $8,500 Building $185,200
2024	$2,344.00	$179,200 Land $9,100 Building $170,100	$179,200 Land $9,100 Building $170,100
2022		$164,000 Land $9,400 Building $154,600	$164,000 Land $9,400 Building $154,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3816 W 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3816 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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