3905 Summit Chase, Gainesville, GA 30506 Property Records

Hall County property record for 3905 Summit Chase, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 1996
Lot Size	0.48 acres (20,909 sqft)
Owner	Trust Name on Record
Last Sale	$94,000 (Jul 1999)
Tax Bill	$3,650 (2026)
Deeds & Mortgages	Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`10-100-000-153`

Property Details

APN / Parcel Number

Primary APN	`10-100-000-153`
Alternative APN	`30961`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	9 Stories
Building Area	1,170 sqft Heated Area
1st Floor Area	1,170 sqft
Basement Area	702 sqft
Unfinished Basement	702 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2013
Architectural Style	Rustic
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	243 ft deep x 112 ft wide
Garage Type	Mixed
Garage Area	2,638 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	30961
Street Address	3905 SUMMIT CHASE
City	GAINESVILLE
State	GA
Zip	30506-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 1 OF SMITH TRACE SUBDIVISION
Legal Subdivision	SMITH TRACE SUBDIVISION
Legal Lot Number	1
Jurisdiction	HALL GA
Township / Civil Division	MURRAYVILLE
Census Block Group	2
Census Block	2000
Census Tract	305

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	3905 SUMMIT CHASE, GAINESVILLE, GA 30506-2612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 1999 · Amount on Record
Deed Sale	Jul 15, 1999 · Amount on Record
Prior Sale	Mar 13, 1997 · Amount on Record
Deed Book / Page	3524 / 191
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	3905 SUMMIT CHASE, GAINESVILLE, GA 30506-2612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081200032
Date	Jul 16, 2018
Book Page	8120/32

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Loan Modification
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,650.00 (+2.67%) Homeowner's exemption	$156,044 (+0.93%) Land $20,000 Building $136,044	$390,110 (+0.93%) Land $50,000 Building $340,110
2025	$3,555.00 (-7.45%) Homeowner's exemption	$154,604 (+4.21%) Land $20,000 Building $134,604	$386,510 (+4.21%) Land $50,000 Building $336,510
2023	$3,841.00 (+24.18%) Homeowner's exemption	$148,364 (+30.4%) Land $18,560 Building $129,804	$370,910 (+30.4%) Land $46,400 Building $324,510
2022	$3,093.00 Homeowner's exemption	$113,780 Land $7,680 Building $106,100	$284,450 Land $19,200 Building $265,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20