Hall County property record for 3940 Summit Chase, Gainesville, GA 30506
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 1987 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Trust Name on File |
| Last Sale | $249,700 (Apr 2025) |
| Tax Bill | $3,501 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-100-000-089 |
| Primary APN | 10-100-000-089 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Heated Area |
| 1st Floor Area | 1,674 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Rustic |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 220 ft deep x 115 ft wide |
| Garage Area | 440 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 111 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Utility Building | 59 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30898 |
|---|---|
| Street Address | 3940 SUMMIT CHASE |
| City | GAINESVILLE |
| State | GA |
| Zip | 30506-2613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SMITH TRACE LT 39 |
| Legal Subdivision | SMITH TRACE |
| Legal Lot Number | 39 |
| Jurisdiction | HALL GA |
| Township / Civil Division | MURRAYVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 305 |
3940 Summit Chase is owner-occupied and held in a trust since April 2025.
Source: Hall County records, as of October 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3940 SUMMIT CHASE, GAINESVILLE, GA 30506-2613 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · VA Mortgage KIND LENDING |
| Apr 4, 2024 | Warranty Deed, Transfer |
| Aug 4, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Aug 4, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2025 · Amount on File |
| Deed Sale | Apr 14, 2025 · Amount on File |
| Prior Sale | Aug 12, 2024 · Amount on File |
| Deed Book / Page | 9638 / 558 |
| Prior Transfer Date | Apr 10, 2025 |
| Prior Transfer Doc | 0096380558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Property Address | 3940 SUMMIT CHASE, GAINESVILLE, GA 30506-2613 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3940 SUMMIT CHASE, GAINESVILLE, GA 30506-2613 |
| Document Number | 0097480000000499 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 0000009748/0000000499 |
| Name | KIND LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HALL GA |
| Recording Date | Apr 4, 2024 |
| Property Address | 3940 SUMMIT CHASE, GAINESVILLE, GA 30506-2613 |
| Document Number | 0094560177 |
| Book / Page | 9456 / 177 |
| Instrument Date | Mar 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3940 SUMMIT CHSE, GA |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HALL GA |
| Recording Date | Aug 4, 2020 |
| Property Address | 3940 SUMMIT CHASE, GAINESVILLE, GA 30506-2613 |
| Document Number | 0085350171 |
| Book / Page | 008535 / 000171 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3940 SUMMIT CHASE GAINESVILLE GA 305062613, GAINESVILLE, GA 30506-2613 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HALL GA |
| Recording Date | Aug 4, 2020 |
| Property Address | 3940 SUMMIT CHASE, GAINESVILLE, GA 30506-2613 |
| Document Number | 0085350169 |
| Book / Page | 008535 / 000169 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3940 SUMMIT CHASE GAINESVILLE GA 305062613, GAINESVILLE, GA 30506-2613 |
The 2026 property tax bill for 3940 Summit Chase was $3,501, up 1% from the year before.
Source: Hall County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Hall County |
| Unified School District | Hall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,501.00 (+1.01%) | $143,960 (+1.07%) Land $22,000 Building $121,960 | $359,900 (+1.07%) Land $55,000 Building $304,900 |
| 2025 | $3,466.00 | $142,440 Land $22,000 Building $120,440 | $356,100 Land $55,000 Building $301,100 |
| 2023 | $2,505.00 (+24.07%) Homeowner's exemption | $96,400 (+29.78%) Land $20,400 Building $76,000 | $241,000 (+29.78%) Land $51,000 Building $190,000 |
| 2022 | $2,019.00 Homeowner's exemption | $74,280 Land $15,640 Building $58,640 | $185,700 Land $39,100 Building $146,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3940 Summit Chase in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3940 Summit Chase is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAINESVILLE serves 140,000 people · EPA ID GA1390001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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