3905 Sterling Pl, Anacortes, WA 98221 Property Records

Skagit County property record for 3905 Sterling Pl, Anacortes, WA 98221

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,825 sqft · built 1996
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$329,000 (May 2014)
Tax Bill	$3,919 (2022)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2017 Mortgage
APN	`4641-000-013-0002`

Property Details

APN / Parcel Number

Primary APN	`4641-000-013-0002`
Alternative APN	`P107099`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,825 sqft Living Area
Gross Area	2,247 sqft
1st Floor Area	978 sqft
2nd Floor Area	847 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2007
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Width	750 ft Width
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	191 sqft
Patio Area	42 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	P107099
Old Parcel Number	46410000130002
Street Address	3905 STERLING PL
City	ANACORTES
State	WA
Zip	98221-1268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1700 AC) LOT 17, STERLING PLACE, RECORDED IN VOLUME 16 OF PLATS, PAGES 13 AND 14, RECORDS OF SKAGIT COUNTY, WASHINGTON
Legal Range	01E
Legal Township	35N
Legal Section	23
Legal Quarter	SW
Legal Subdivision	STERLING PLACE
Legal Lot Number	17
Jurisdiction	SKAGIT WA
Township / Civil Division	ANACORTES
Census Block Group	1
Census Block	1040
Census Tract	940403

Owner

3905 Sterling Pl is owned and occupied by an individual who acquired it in May 2014.

Source: Skagit County records, as of July 1, 2022

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3905 STERLING PL, ANACORTES, WA 98221-1268
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2014 · Amount on File
Deed Sale	May 15, 2014 · Amount on File
Prior Sale	Apr 30, 2007 · Amount on File
Deed Document Number	201405300113
Last Transfer Date	May 30, 2014
Transfer Doc	201405300113
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	3905 STERLING PL, ANACORTES, WA 98221-1268
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000015
Date	Apr 28, 2021
Instrument	202104280015

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Sep 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	3905 STERLING PL, ANACORTES, WA 98221-1268
Document Number	0012200028
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3905 STERLING PL ANACORTES WA 982211268, ANACORTES, WA 98221-1268

Mortgage

Document Number	0012200028
Date	Dec 20, 2017
Instrument	12200028

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2022

Property Jurisdictions

Type	Name
State	Washington
Municipality	Anacortes City
County	Skagit County
Unified School District	Anacortes School District (KG - 12)

Flood

FEMA has no flood map on file for 3905 Sterling Pl; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3905 Sterling Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANACORTES serves 25,109 people · EPA ID WA5302200
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: City of Anacortes, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sterling Pl

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