3901 Sterling Pl, Anacortes, WA 98221 Property Records

Skagit County property record for 3901 Sterling Pl, Anacortes, WA 98221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 1997
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$718,000 (Dec 2025)
Tax Bill	$4,940 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2017 Mortgage
APN	`4641-000-014-0003`

Property Details

APN / Parcel Number

Primary APN	`4641-000-014-0003`
Alternative APN	`P107100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,809 sqft Living Area
1st Floor Area	1,809 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Architectural Style	Other
Exterior Material	Siding
Construction Type	Concrete
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Width	75 ft Width
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	235 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	P107100
Old Parcel Number	46410000140003
Street Address	3901 STERLING PL
City	ANACORTES
State	WA
Zip	98221-1268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1700 AC) LOT 14, STERLING PLACE, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 16 OF PLATS, PAGES 13 AND 14, RECORDS O
Legal Range	01E
Legal Township	35N
Legal Section	23
Legal Quarter	SW
Legal Subdivision	STERLING PLACE
Legal Lot Number	14
Jurisdiction	SKAGIT WA
Township / Civil Division	ANACORTES
Census Block Group	1
Census Block	1040
Census Tract	940403

Owner

3901 Sterling Pl is owned and occupied by an individual who bought it in December 2025.

Source: Skagit County records, as of December 30, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3901 STERLING PL, ANACORTES, WA 98221-1268
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Deed Document Number	202512230018
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Dec 23, 2025
Property Address	3901 STERLING PL, ANACORTES, WA 98221-1268
Document Number	0000000018
Map Reference	VOL 16 PG 13&14
Instrument Date	Dec 9, 2025
Instrument	202512230018
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	LAND TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,840.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 STERLING PL, ANACORTES, WA 98221-1268

Mortgage

Document Number	0000000019
Date	Dec 23, 2025
Instrument	202512230019

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	3901 STERLING PL, ANACORTES, WA 98221-1268
Document Number	0004240162
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3901 STERLING PL ANACORTES WA 982211268, ANACORTES, WA 98221-1268

Mortgage

Document Number	0004240162
Date	Apr 24, 2017
Instrument	4240162

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 23, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3901 Sterling Pl was $4,940.

Source: Skagit County assessment roll, as of February 28, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Anacortes City
County	Skagit County
Unified School District	Anacortes School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,940.00
2024		$654,000 Land $245,300 Building $408,700	$654,000 Land $245,300 Building $408,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3901 Sterling Pl; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3901 Sterling Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANACORTES serves 25,109 people · EPA ID WA5302200
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: City of Anacortes, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sterling Pl

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