Kendall County property record for 3905 Pratt Ct, Plano, IL 60545
| Property Type | Single Family Home |
|---|---|
| Details | 1,308 sqft · built 2016 |
| Lot Size | 0.084 acres (3,672 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,500 (Jan 2017) |
| Tax Bill | $6,321 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-25-127-116 |
| Primary APN | 01-25-127-116 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,308 sqft Living Area |
| Gross Area | 1,650 sqft |
| 1st Floor Area | 1,308 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,672 sqft (0.084 acres) |
| Garage Type | Attached |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3905 PRATT CT |
|---|---|
| City | PLANO |
| State | IL |
| Zip | 60545-2280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 724 LAKEWOOD SPRINGS UNIT 3B, COM W COR SD LT, NE 89.33 FOR POB, NE 13.62, SE 19.07, SW 143.17, NW .99, NWLY ALG CURVE TO PT ON CURVE 29.18, NE 136.79 TO POB, CITY OF PLANO (724-3) |
| Legal Subdivision | LAKEWOOD SPRINGS |
| Legal Lot Number | 724 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | LITTLE ROCK |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 890501 |
3905 Pratt Ct is owned and occupied by two individuals who bought it in January 2017.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3905 PRATT CT, PLANO, IL 60545-2280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2017 · Amount on File |
| Deed Sale | Jan 13, 2017 · Amount on File |
| Deed Document Number | 2017849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 3905 PRATT CT, PLANO, IL 60545-2280 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019113 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 202000019113 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Little Rock Township |
| Municipality | Plano City |
| Unified School District | Plano Community Unit School District 88 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88,227 Land $7,375 Building $80,852 | $264,681 Land $22,125 Building $242,556 | |
| 2024 | $6,321.00 | ||
| 2022 | $55,649 Land $4,991 Building $50,658 | $166,947 Land $14,973 Building $151,974 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3905 Pratt Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1997–2013) |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3905 Pratt Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLANO serves 12,600 people · EPA ID IL0930200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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