3815 Pratt Ct, Plano, IL 60545 Property Records

Kendall County property record for 3815 Pratt Ct, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	1,308 sqft · built 2016
Lot Size	0.094 acres (4,095 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jul 2019)
Tax Bill	$6,321 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-25-127-122`

Property Details

APN / Parcel Number

Primary APN	`01-25-127-122`

Interior

Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	1,650 sqft
1st Floor Area	1,308 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,095 sqft (0.094 acres)
Garage Type	Attached
Garage Area	342 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3815 PRATT CT
City	PLANO
State	IL
Zip	60545-2279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 722 LAKEWOOD SPRINGS UNIT 3B, COM NW COR SD LT, SE 103.59, SLY ALG CURVE TO PT ON CURVE 22.73, SW 109.76, NE 56.08 TO POB, CITY OF PLANO (UNIT 722-4)
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	722
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3064
Census Tract	890501

Owner

3815 Pratt Ct is owned by an individual who bought it in July 2019.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3815 PRATT CT, 4, PLANO, IL 60545-2279
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 9, 2017	Special Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2019 · Amount on File
Deed Sale	Jul 25, 2019 · Amount on File
Prior Sale	May 9, 2017 · Amount on File
Deed Document Number	201910138
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 25, 2019
Property Address	3815 PRATT CT, PLANO, IL 60545-2279
Document Number	0000010138
Map Reference	DOC 200400025148
Instrument Date	Jul 16, 2019
Instrument	201900010138
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 PRATT CT # 4, 4, PLANO, IL 60545-2279

Mortgage

Document Number	0000010139
Date	Jul 25, 2019
Instrument	201900010139

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	May 9, 2017
Property Address	3815 PRATT CT, PLANO, IL 60545-2279
Document Number	0000007020
Map Reference	DOC200400025148
Instrument Date	Apr 28, 2017
Instrument	7020
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 PRATT CT, PLANO, IL 60545-2279

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,227 Land $7,375 Building $80,852	$264,681 Land $22,125 Building $242,556
2024	$6,321.00
2022		$55,649 Land $4,991 Building $50,658	$166,947 Land $14,973 Building $151,974

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3815 Pratt Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3815 Pratt Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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