3905 Pine Hill Rd, Sterling, IL 61081 Property Records

Whiteside County property record for 3905 Pine Hill Rd, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	1,958 sqft · built 1978
Lot Size	0.669 acres (29,154 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Oct 2021)
Tax Bill	$3,898 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1107276003`

Property Details

APN / Parcel Number

Primary APN	`1107276003`
Alternative APNs	`113350` `120592`

Interior

Building Area	1,958 sqft Building Perimeter
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	29,154 sqft (0.669 acres)
Lot Dimensions	243 ft deep x 119 ft wide
Garage Area	304 sqft

Location & Zoning

Account Number	120592
Street Address	3905 PINE HILL RD
City	STERLING
State	IL
Zip	61081-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEPUYS SUBD #4 LOT 5 741205X
Legal Subdivision	DEPUYS SUBDIVISION
Legal Lot Number	5
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2002
Census Tract	900

Owner

3905 Pine Hill Rd is owned and occupied by an individual who bought it in October 2021.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3905 PINE HILL RD, STERLING, IL 61081-9313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Deed Document Number	20217527
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 26, 2021
Property Address	3905 PINE HILL RD, STERLING, IL 61081-9313
Document Number	0202107527
Instrument Date	Oct 21, 2021
Instrument	2021-07527
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2722 HOOVER RD, DEER GROVE, IL 61243-9718

Mortgage

Document Number	0000007528
Date	Oct 26, 2021
Instrument	2021-07528

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3905 Pine Hill Rd was $3,898.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,898.00	$56,987 Land $5,846 Building $51,141
2024			$170,961 Land $17,538 Building $153,423

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3905 Pine Hill Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2002–2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3905 Pine Hill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20