Whiteside County property record for 3901 Pine Hill Rd, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.719 acres (31,323 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jun 2017) |
| Tax Bill | $5,923 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1107276004 |
| Primary APN | 1107276004 |
|---|---|
| Alternative APN |
|
| Lot Area | 31,323 sqft (0.719 acres) |
|---|
| Account Number | 89929 |
|---|---|
| Street Address | 3901 PINE HILL RD |
| City | STERLING |
| State | IL |
| Zip | 61081-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DE PUYS SUB #4 LOT 4 741204X |
| Legal Subdivision | DE PUYS SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 900 |
3901 Pine Hill Rd is owned and occupied by two individuals who bought it in June 2017.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3901 PINE HILL RD, STERLING, IL 61081-9313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Jun 15, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2017 · Amount on File |
| Deed Sale | Jun 15, 2017 · Amount on File |
| Prior Sale | Mar 6, 2006 · Amount on File |
| Deed Document Number | 20173374 |
| Prior Transfer Date | Jun 12, 2017 |
| Prior Transfer Doc | 0201703374 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 3901 PINE HILL RD, STERLING, IL 61081-9313 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202100915 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021-00915 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Mar 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Jun 15, 2017 |
| Property Address | 3901 PINE HILL RD, STERLING, IL 61081-9313 |
| Document Number | 0000003374 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 3374 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3901 PINE HILL RD STERLING IL 610819313, STERLING, IL 61081-9313 |
| Document Number | 3375 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 3375 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2047 |
The 2025 property tax bill for 3901 Pine Hill Rd was $5,923, up 4.7% from the year before.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,923.00 (+4.7%) | $83,476 (+6.23%) Land $5,846 Building $77,630 | |
| 2024 | $5,657.00 | $78,580 Land $5,503 Building $73,077 | $250,428 (+6.23%) Land $17,538 Building $232,890 |
| 2023 | $235,740 Land $16,509 Building $219,231 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3901 Pine Hill Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2002–2016) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3901 Pine Hill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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