3905 McPheron Rd, Lima, OH 45804 Property Records

Allen County property record for 3905 McPheron Rd, Lima, OH 45804

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,224 sqft · built 1976
Lot Size1.11 acres (48,352 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Nov 2015)
Tax Bill$1,733 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN47-1400-02-010.000

Property Details

APN / Parcel Number

Primary APN47-1400-02-010.000
Alternative APN
  • K3347140002010000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
Gross Area1,752 sqft
1st Floor Area1,224 sqft
Basement Area1,224 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Lot Area48,352 sqft (1.11 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area88 sqft
Patio Area200 sqft
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address3905 MCPHERON RD
CityLIMA
StateOH
Zip45804-4322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW1/4 JOINT TEN RTS 07-04-14
JurisdictionALLEN OH
Township / Civil DivisionPERRY
Census Block Group2
Census Block2008
Census Tract11600

Owner

3905 McPheron Rd is owned and occupied by two individuals who bought it in November 2015.

Source: Allen County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address3905 MCPHERON RD, LIMA, OH 45804-4322
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2015 · Amount on File
Deed SaleNov 13, 2015 · Amount on File
Prior SaleApr 26, 1999 · Amount on File
Deed Document Number201512108
Deed Book / Page2015 / 12108
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address3905 MCPHERON RD, LIMA, OH 45804-4322
Transaction TypeMortgage
Record UpdatedMar 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 MCPHERON RD, LIMA, OH 45804-4322

Mortgage

Document Number3090002933
DateMar 9, 2021
Book Page2021/2933
Instrument202103090002933
Lender
NameHOME SAVINGS BANK OF WAPAKONETA
TypeBank
AddressWAPAKONETA, OH 45895
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3905 McPheron Rd was $1,733, down 5.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionPerry Township
Unified School DistrictPerry Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,733.00 (-5.09%)$48,480 (-) Land $6,930 Building $41,550$138,500 (-) Land $19,800 Building $118,700
2024$1,826.00 (+9.34%) Homeowner's exemption$48,480 (+2%) Land $6,930 Building $41,550$138,500 Land $19,800 Building $118,700
2023$1,670.00 (-1.07%) Homeowner's exemption$40,400 (-) Land $5,780 Building $34,620
2022$1,688.00 Homeowner's exemption$40,400 Land $5,780 Building $34,620
2021$115,400 Land $16,500 Building $98,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3905 McPheron Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3905 McPheron Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Watch TV
Fixed Wireless
400 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McPheron Rd

Nearby Streets

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