St. Charles County property record for 3905 Jacobs Lndg, Saint Charles, MO 63304 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,934 sqft · built 1998 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $456,000 (Jul 2017) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A983000204 |
| Primary APN | A983000204 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,934 sqft Living Area |
| 1st Floor Area | 1,784 sqft |
| Basement Area | 1,606 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 662 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 384 sqft |
| Sewer | Connected |
|---|
| Account Number | A983000204 |
|---|---|
| Old Parcel Number | A983000204 |
| Street Address | 3905 JACOBS LNDG |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILS OF JACOBS SUMMIT LOT 53 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | TRAILS OF JACOBS SUMMIT |
| Legal Lot Number | 53 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 311132 |
Source: St. Charles County records · APN A983000204
Assessment roll updated July 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3905 JACOBS LNDG, SAINT CHARLES, MO 63304-7491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed of Trust, Mortgage FIRST ST BK/ST CHARLES |
| Jul 07, 2017 | Warranty Deed, Transfer · VA Mortgage FIRST ST BK/ST CHARLES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2017 · Amount on Record |
| Deed Sale | Jul 07, 2017 · Amount on Record |
| Prior Sale | Jun 09, 2006 · Amount on Record |
| Deed Document Number | 0006771249 |
| Deed Book / Page | 6771 / 249 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3905 JACOBS LNDG, SAINT CHARLES, MO 63304-7491 |
| Document Number | 0000007119 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3905 JACOBS LNDG ST CHARLES MO 633047491, ST CHARLES, MO 63304-7491 |
| Document Number | 0000007119 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 7119 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 24, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 07, 2017 |
| Property Address | 3905 JACOBS LNDG, SAINT CHARLES, MO 63304-7491 |
| Document Number | 0067710249 |
| Book / Page | 006771 / 000249 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 418150 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3905 JACOBS LNDG ST CHARLES MO 633047491, ST CHARLES, MO 63304-7491 |
| Document Number | 67710251 |
|---|---|
| Date | Jul 07, 2017 |
| Book Page | 006771/000251 |
| Instrument | 418160 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 06, 2047 |
Source: St. Charles County records · Assessment roll updated July 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $93,066 | |
| 2022 | $489,822 Land $77,000 Building $412,822 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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