St. Charles County property record for 3929 Jacobs Lndg, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,154 sqft · built 1998 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $385,500 (May 2015) |
| Tax Bill | $6,063 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A983000207 |
| Primary APN | A983000207 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,154 sqft Living Area |
| Gross Area | 5,682 sqft |
| 1st Floor Area | 2,156 sqft |
| Basement Area | 1,968 sqft |
| Finished Basement | 144 sqft |
| Unfinished Basement | 1,824 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A983000207 |
|---|---|
| Street Address | 3929 JACOBS LNDG |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AD9 |
| Legal Description | TRAILS OF JACOBS SUMMIT LOT 56 |
| Legal Subdivision | TRAILS OF JACOBS SUMMIT |
| Legal Lot Number | 56 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 311132 |
Source: St. Charles County assessment roll, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3929 JACOBS LNDG, SAINT CHARLES, MO 63304-7491 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 2, 2020 | Deed of Trust, Mortgage CENTRAL BK/ST LOUIS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2015 · Amount on Record |
| Deed Sale | May 22, 2015 · Amount on Record |
| Prior Sale | Mar 23, 2012 · Amount on Record |
| Deed Document Number | 2015320500 |
| Deed Book / Page | 6359 / 1 |
| Last Transfer Date | Jul 8, 2026 |
| Transfer Doc | 0000036480 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 3, 2026 |
| Property Address | 3929 JACOBS LNDG, SAINT CHARLES, MO 63304-7491 |
| Document Number | 0000036480 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202636480 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 3929 JACOBS LNDG, SAINT CHARLES, MO 63304-7491 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3929 JACOBS LNDG, SAINT CHARLES, MO 63304-7491 |
| Document Number | 0000095881 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | CTC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3929 JACOBS LNDG ST CHARLES MO 633047491, ST CHARLES, MO 63304-7491 |
| Document Number | 0000095881 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 95881 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Dec 7, 2045 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,445 (-) | $539,182 (-) Land $99,000 Building $440,182 | |
| 2025 | $6,063.00 | $102,445 (+11.18%) | $539,182 (+11.18%) Land $99,000 Building $440,182 |
| 2023 | $92,144 | ||
| 2022 | $484,967 Land $77,000 Building $407,967 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 26 (1979–2019) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
4G LTE only, no 5G reported
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