Buchanan County property record for 3905 E Hills Dr, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,160 sqft · built 1972 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $104,400 (Mar 2016) |
| Tax Bill | $1,507 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2021 Mortgage |
| APN | 06-7.0-35-002-001-022.000 |
| Primary APN | 06-7.0-35-002-001-022.000 |
|---|
| Building Area | 1,160 sqft Base Area |
|---|---|
| 1st Floor Area | 1,160 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 168 ft deep x 103 ft wide |
| Street Address | 3905 E HILLS DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-2238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUB:EAST HILLS ADDITION LOT:5 BLK:LGL DESC: |
| Legal Subdivision | EAST HILLS ADDITION |
| Legal Lot Number | 5 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 2200 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3905 E HILLS DR, SAINT JOSEPH, MO 64503-2238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Aug 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2016 · Amount on Record |
| Deed Sale | Mar 18, 2016 · Amount on Record |
| Deed Document Number | 20162332 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 5, 2022 |
| Property Address | 3905 E HILLS DR, SAINT JOSEPH, MO 64503-2238 |
| Document Number | 003774/594 |
| Book / Page | 3774 / 594 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2022003185 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3905 E HILLS DR, SAINT JOSEPH, MO 64503-2238 |
| Document Number | 2022003186 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 2022003186 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3905 E HILLS DR, SAINT JOSEPH, MO 64503-2238 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3905 E HILLS DR, SAINT JOSEPH, MO 64503-2238 |
| Document Number | 3766/433 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 3766/433 |
| Instrument | 2021009116 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Jun 1, 2048 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,507.00 | $21,610 (+6.14%) Land $3,800 Building $17,810 | $113,730 (+6.11%) Land $20,000 Building $93,730 |
| 2024 | $1,507.00 (+15.04%) | ||
| 2023 | $1,310.00 (-0.68%) | $20,360 (-) Land $3,800 Building $16,560 | $107,180 (-) Land $20,000 Building $87,180 |
| 2022 | $1,319.00 | $20,360 Land $3,800 Building $16,560 | |
| 2021 | $107,180 Land $20,000 Building $87,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Apr 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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