Buchanan County property record for 3904 E Hills Dr, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,200 sqft · built 1962 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $111,055 (Feb 2022) |
| Tax Bill | $1,525 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2026 Mortgage + 3 more |
| APN | 06-7.0-35-002-001-030.000 |
| Primary APN | 06-7.0-35-002-001-030.000 |
|---|
| Building Area | 1,200 sqft Base Area |
|---|---|
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Dimensions | 173 ft deep x 166 ft wide |
| Street Address | 3904 E HILLS DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-2239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUB:EAST HILLS ADDITION LOT:12 BLK:LGL DESC: |
| Legal Subdivision | EAST HILLS ADDITION |
| Legal Lot Number | 12 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 2200 |
Source: Buchanan County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Feb 24, 2026 | Deed of Trust, Mortgage · Non-Conforming Investor Loan COMMERCE BANK |
| Feb 16, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 13, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 4, 2022 | Warranty Deed, Transfer · Seller Carry-Back GARY HINKLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2022 · Amount on Record |
| Deed Sale | Feb 4, 2022 · Amount on Record |
| Deed Document Number | 20221181 |
| Deed Book / Page | 3772 / 610 |
| Last Transfer Date | Jun 13, 2022 |
| Transfer Doc | 0003777/81 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 24, 2026 |
| Property Address | 3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239 |
| Document Number | 0000005087 |
| Book / Page | 3819 / 843 |
| Instrument Date | May 26, 2026 |
| Instrument | 20265087 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239 |
| Document Number | 0000005087, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 3819/843 |
| Instrument | 20265087 |
| Name | COMMERCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 143 Months |
| Due | May 26, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239 |
| Document Number | 003816/157 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 3816/157 |
| Instrument | 2026001350 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Feb 18, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239 |
| Document Number | 003794/745 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | 3794/745 |
| Instrument | 2024001110 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 13, 2022 |
| Property Address | 3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239 |
| Document Number | 0003777/81 |
| Book / Page | 3777 / 81 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 2022005682 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Feb 4, 2022 |
| Property Address | 3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239 |
| Document Number | 003772/610 |
| Book / Page | 3772 / 610 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 2022001181 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14233 PARISH DR, 14233, SAINT JOSEPH, MO 64505-9364 |
| Name | Verified Name |
|---|---|
| Address | 3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239 |
| Document Number | 2022001182 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 2022001182 |
| Name | GARY HINKLE |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,525.00 | $21,870 (+6.11%) Land $3,800 Building $18,070 | $115,130 (+6.14%) Land $20,000 Building $95,130 |
| 2024 | $1,525.00 (+15.01%) | ||
| 2023 | $1,326.00 (-0.67%) | $20,610 (-) Land $3,800 Building $16,810 | $108,470 (-) Land $20,000 Building $88,470 |
| 2022 | $1,335.00 | $20,610 Land $3,800 Building $16,810 | |
| 2021 | $108,470 Land $20,000 Building $88,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Apr 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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