3904 E Hills Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3904 E Hills Dr, Saint Joseph, MO 64503

Property Summary

Property TypeSingle Family Home
Details1,200 sqft · built 1962
Lot Size0.66 acres (28,750 sqft)
OwnerIndividual Name on Record
Last Sale$111,055 (Feb 2022)
Tax Bill$1,525 (2025)
Deeds & MortgagesJun 2026 Mortgage
Feb 2026 Mortgage
+ 3 more
APN06-7.0-35-002-001-030.000

Property Details

APN / Parcel Number

Primary APN06-7.0-35-002-001-030.000

Interior

Building Area1,200 sqft Base Area
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area28,750 sqft (0.66 acres)
Lot Dimensions173 ft deep x 166 ft wide

Location & Zoning

Street Address3904 E HILLS DR
CitySAINT JOSEPH
StateMO
Zip64503-2239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUB:EAST HILLS ADDITION LOT:12 BLK:LGL DESC:
Legal SubdivisionEAST HILLS ADDITION
Legal Lot Number12
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1039
Census Tract2200

Owner

Source: Buchanan County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE BANK
Feb 24, 2026Deed of Trust, Mortgage · Non-Conforming Investor Loan
COMMERCE BANK
Feb 16, 2024Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 13, 2022Quit Claim Deed, Transfer
Quitclaim
Feb 4, 2022Warranty Deed, Transfer · Seller Carry-Back
GARY HINKLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2022 · Amount on Record
Deed SaleFeb 4, 2022 · Amount on Record
Deed Document Number20221181
Deed Book / Page3772 / 610
Last Transfer DateJun 13, 2022
Transfer Doc0003777/81
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Recording DateJun 24, 2026
Property Address3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239
Document Number0000005087
Book / Page3819 / 843
Instrument DateMay 26, 2026
Instrument20265087
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239

Mortgage

Document Number0000005087,
DateJun 24, 2026
Book Page3819/843
Instrument20265087
Lender
NameCOMMERCE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term143 Months
DueMay 26, 2038
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239

Mortgage

Document Number003816/157
DateFeb 24, 2026
Book Page3816/157
Instrument2026001350
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term144 Months
DueFeb 18, 2038

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239
Transaction TypeMortgage
Record UpdatedFeb 29, 2024
Title CompanyNOT AVAILABLE, ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239

Mortgage

Document Number003794/745
DateFeb 16, 2024
Book Page3794/745
Instrument2024001110
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBUCHANAN MO
Recording DateJun 13, 2022
Property Address3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239
Document Number0003777/81
Book / Page3777 / 81
Instrument DateJun 13, 2022
Instrument2022005682
Transaction TypeTransfer
Record UpdatedJun 24, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateFeb 4, 2022
Property Address3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239
Document Number003772/610
Book / Page3772 / 610
Instrument DateFeb 4, 2022
Instrument2022001181
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyNOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14233 PARISH DR, 14233, SAINT JOSEPH, MO 64505-9364

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 E HILLS DR, SAINT JOSEPH, MO 64503-2239

Mortgage

Document Number2022001182
DateFeb 4, 2022
Instrument2022001182
Lender
NameGARY HINKLE
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,525.00$21,870 (+6.11%) Land $3,800 Building $18,070$115,130 (+6.14%) Land $20,000 Building $95,130
2024$1,525.00 (+15.01%)
2023$1,326.00 (-0.67%)$20,610 (-) Land $3,800 Building $16,810$108,470 (-) Land $20,000 Building $88,470
2022$1,335.00$20,610 Land $3,800 Building $16,810
2021$108,470 Land $20,000 Building $88,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2009)
Most Recent ClaimApr 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Mercury Fiber
Fixed Wireless
150 / 20

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