3904 Prairie Lake Rd, Wright, MN 55798 Property Records

St. Louis County property record for 3904 Prairie Lake Rd, Wright, MN 55798

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1.5 ba · 600 sqft · built 1960
Lot Size	0.401 acres (17,504 sqft)
Owner	Individual Name on Record
Last Sale	$174,900 (Dec 2019)
Tax Bill	$2,232 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355-0020-00060`

Property Details

APN / Parcel Number

Primary APN	`355-0020-00060`
Alternative APN	`1083513`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	600 sqft Gross Area
1st Floor Area	600 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	17,504 sqft (0.401 acres)
Garage Area	384 sqft
Deck Area	18 sqft
Cabin	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1083513
Street Address	3904 PRAIRIE LAKE RD
City	WRIGHT
State	MN
Zip	55798
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RES
Legal Description	LOT: 0006 BLOCK:001 SERIAL #
Legal Subdivision	HEIKKILA LAKESHORE LOTS
Legal Block	1
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	FINE LAKES
Census Block Group	4
Census Block	4069
Census Tract	11200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3904 PRAIRIE LAKE RD, WRIGHT, MN 55798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Oct 30, 2012 · Amount on Record
Deed Document Number	20191370382
Prior Transfer Date	Oct 11, 2012
Prior Transfer Doc	0001199300
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 30, 2019
Property Address	3904 PRAIRIE LAKE RD, WRIGHT, MN 55798
Document Number	00A1370382
Instrument Date	Dec 19, 2019
Instrument	A1370382
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3904 PRAIRIE LAKE RD WRIGHT MN 557988019, WRIGHT, MN 55798-8019

Mortgage

Document Number	A1370383
Date	Dec 30, 2019
Instrument	A1370383

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fine Lakes Township
Unified School District	Floodwood Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,232.00 (+18.72%)
2025	$1,880.00 (+20.05%)	$246,900 (+14.84%) Land $96,700 Building $150,200	$246,900 (+14.84%) Land $96,700 Building $150,200
2024	$1,566.00	$215,000 (+20.65%) Land $86,100 Building $128,900	$215,000 (+20.65%) Land $86,100 Building $128,900
2022		$178,200 Land $96,400 Building $81,800	$178,200 Land $96,400 Building $81,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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