St. Louis County property record for 3863 Prairie Lake Rd, Wright, MN 55798 · Last verified August 2026
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 3 bd · 1 ba · 1,452 sqft · built 1935 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,051 (Jul 2010) |
| Tax Bill | $1,176 (2026) |
| Deeds & Mortgages | May 2026 Transfer Nov 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 355-0010-04740 |
| Primary APN | 355-0010-04740 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,452 sqft Gross Area |
| 1st Floor Area | 1,164 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Area | 936 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 36 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 902645 |
|---|---|
| Street Address | 3863 PRAIRIE LAKE RD |
| City | WRIGHT |
| State | MN |
| Zip | 55798-8018 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | NE 1/4 OF NW 1/4 SERIAL # |
| Legal Range | 20W |
| Legal Township | 50N |
| Legal Section | 30 |
| Legal Subdivision | FINE LAKES TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FINE LAKES |
| Census Block Group | 4 |
| Census Block | 4073 |
| Census Tract | 11200 |
Source: St. Louis County records · APN 355-0010-04740
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3863 PRAIRIE LAKE RD, WRIGHT, MN 55798-8018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 25, 2020 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| Jun 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HARBOR POINTE CREDIT UNION |
| Feb 06, 2017 | Deed of Trust, Mortgage · Line of Credit DULUTH TEACHERS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2010 · Amount on Record |
| Deed Sale | Jul 01, 2010 · Amount on Record |
| Deed Document Number | 20101138593 |
| Prior Transfer Date | Sep 04, 2009 |
| Prior Transfer Doc | 0001117652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 22, 2026 |
| Property Address | 3863 PRAIRIE LAKE RD, WRIGHT, MN 55798-8018 |
| Document Number | 0001533034 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20261533034 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3863 PRAIRIE LAKE RD, WRIGHT, MN 55798-8018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3863 PRAIRIE LAKE RD, WRIGHT, MN 55798-8018 |
| Document Number | 00A1397532 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3863 PRAIRIE LAKE RD WRIGHT MN 557988018, WRIGHT, MN 55798-8018 |
| Document Number | 00A1397532 |
|---|---|
| Date | Dec 03, 2020 |
| Instrument | A1397532 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 02, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3863 PRAIRIE LAKE RD, WRIGHT, MN 55798-8018 |
| Document Number | 00A1335260 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3863 PRAIRIE LAKE RD WRIGHT MN 557988018, WRIGHT, MN 55798-8018 |
| Document Number | 00A1335260 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | A1335260 |
| Name | HARBOR POINTE CREDIT UNION |
|---|---|
| Address | 11 W 2ND ST, DULUTH, MN 55802-2014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 24, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3863 PRAIRIE LAKE RD, WRIGHT, MN 55798-8018 |
| Document Number | 00A1303857 |
| Instrument Date | Feb 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3863 PRAIRIE LAKE RD WRIGHT MN 557988018, WRIGHT, MN 55798-8018 |
| Document Number | 00A1303857 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | A1303857 |
| Name | DULUTH TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 09, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Fine Lakes Township |
| Unified School District | Floodwood Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,176.00 (+59.35%) Homeowner's exemption | ||
| 2025 | $738.00 (-31.67%) Homeowner's exemption | $189,500 (+14.29%) Land $84,200 Building $105,300 | $189,500 (+14.29%) Land $84,200 Building $105,300 |
| 2024 | $1,080.00 | $165,800 (-8.25%) Land $74,900 Building $90,900 | $165,800 (-8.25%) Land $74,900 Building $90,900 |
| 2022 | $180,700 Land $64,800 Building $115,900 | $180,700 Land $64,800 Building $115,900 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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