Citrus County property record for 3904 E Shorewood Dr, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,059 sqft · built 1974 |
| Lot Size | 0.382 acres (16,648 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Mar 2010) |
| Tax Bill | $646 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 19E-17S-36-0010-00210-068A |
| Primary APN | 19E-17S-36-0010-00210-068A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,059 sqft Living Area |
| Gross Area | 1,593 sqft |
| 1st Floor Area | 837 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,648 sqft (0.382 acres) |
| Lot Dimensions | 213 ft deep x 62 ft wide |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 354 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 324 sqft |
| Utility Building | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1582229 |
|---|---|
| Street Address | 3904 E SHOREWOOD DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-2581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLR |
| Legal Description | RIVER LAKES MANOR UNIT 1 PB 3 PGS 96 LOT 68A BLK 21 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 01 |
| Legal Subdivision | RIVER LAKES MANOR UNIT 1 |
| Legal Block | 21 |
| Legal Lot Number | 68A |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 450105 |
3904 E Shorewood Dr is owned and occupied by an individual who bought it in March 2010.
Source: Citrus County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3904 E SHOREWOOD DR, HERNANDO, FL 34442-2581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2010 · Amount on File |
| Deed Sale | Mar 1, 2010 · Amount on File |
| Prior Sale | Jan 30, 2008 · Amount on File |
| Deed Document Number | 20108981 |
| Deed Book / Page | 2340 / 1746 |
| Prior Transfer Date | Jan 8, 2008 |
| Prior Transfer Doc | 0021901902 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3904 E Shorewood Dr was $646 with a homeowner's exemption, up 9.5% from the year before.
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $646.00 (+9.49%) Homeowner's exemption | $62,110 (-57.78%) | $142,963 (-2.83%) Land $17,320 Building $125,643 |
| 2024 | $590.00 (+0.68%) Homeowner's exemption Additional exemption filed | $147,126 (+5.65%) Land $17,320 Building $129,806 | $147,126 (+5.65%) Land $17,320 Building $129,806 |
| 2023 | $586.00 (+4.09%) Homeowner's exemption Additional exemption filed | $139,254 (+1.45%) Land $17,320 Building $121,934 | $139,254 (+1.45%) Land $17,320 Building $121,934 |
| 2022 | $563.00 Homeowner's exemption Additional exemption filed | $137,270 Land $15,430 Building $121,840 | $137,270 Land $15,430 Building $121,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3904 E Shorewood Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3904 E Shorewood Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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