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3860 E Shorewood Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3860 E Shorewood Dr, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,945 sqft · built 1976
Lot Size1.12 acres (49,136 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Dec 2020)
Tax Bill$5,861 (2025)
Deeds & MortgagesDec 2020 Sale
Flood ZoneZone X (minimal risk)
APN19E-17S-36-0010-00210-064.A

Property Details

APN / Parcel Number

Primary APN19E-17S-36-0010-00210-064.A
Alternative APNs
  • 3617S19E001000210064A
  • 2995718

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,945 sqft Living Area
1st Floor Area1,012 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1996
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area49,136 sqft (1.12 acres)
Lot Dimensions210 ft deep x 45 ft wide
Garage Area2,304 sqft

Exterior Amenities

Pool Area435 sqft
PorchEnclosed Porch
Porch Area1,060 sqft
Patio Area144 sqft
FenceFence
Utility Building195 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2995718
Old Parcel Number3617S19E001000210064A
Street Address3860 E SHOREWOOD DR
CityHERNANDO
StateFL
Zip34442-2581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCLR COASTAL LAKES & RVRS
Legal DescriptionRIVER LAKES MANOR UNIT 1 PB 3 PG 96 LOTS 64A 65A & 66A BLK 21
Legal Range19E
Legal Township18S
Legal Section02
Legal SubdivisionRIVER LAKES MANOR UNIT 1
Legal Block21
Legal Lot Number64A 65A
Legal Unit1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2010
Census Tract450105

Owner

3860 E Shorewood Dr is owned and occupied by an individual who bought it in December 2020.

Source: Citrus County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address3860 E SHOREWOOD DR, HERNANDO, FL 34442-2581
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2020 · Amount on File
Deed SaleDec 9, 2020 · Amount on File
Prior SaleFeb 2, 2011 · Amount on File
Deed Document Number2020067350
Deed Book / Page3115 / 1354
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateDec 9, 2020
Property Address3860 E SHOREWOOD DR, HERNANDO, FL 34442-2581
Document Number0031151354
Book / Page003115 / 001354
Instrument DateNov 30, 2020
Instrument67350
Transaction TypeTransfer
Record UpdatedDec 24, 2020
Title CompanyA-1 TITLE/NATURE COAST

Transaction

AmountAmount on Record
Tax$3,150.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 XK 7TH ST N SAFETY HARBOR FL 34695, SAFETY HARBOR, FL 34695

Tax Assessment & Valuation

The 2025 property tax bill for 3860 E Shorewood Dr was $5,861, down 2.4% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,861.00 (-2.4%)$378,237 (-3.27%) Land $41,500 Building $336,737$378,237 (-3.27%) Land $41,500 Building $336,737
2024$6,005.00 (+3.27%)$391,014 (+4.39%) Land $41,500 Building $349,514$391,014 (+4.39%) Land $41,500 Building $349,514
2023$5,815.00 (+3.4%)$374,578 (-0.46%) Land $41,500 Building $333,078$374,578 (-0.46%) Land $41,500 Building $333,078
2022$5,624.00$376,323 Land $36,980 Building $339,343$376,323 Land $36,980 Building $339,343

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3860 E Shorewood Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3860 E Shorewood Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Shorewood Dr

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