3904 E Ave, Kearney, NE 68847 Property Records

Buffalo County property record for 3904 E Ave, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	4 bd · 0.5 ba · 1,526 sqft · built 1966
Lot Size	0.177 acres (7,718 sqft)
Owner	Individual Name on File
Last Sale	$293,000 (Oct 2025)
Tax Bill	$3,102 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60162300011187`

Property Details

APN / Parcel Number

Primary APN	`60162300011187`
Alternative APNs	`3651-25-4-01088-006-0011` `601623000`

Interior

Bedrooms	4 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,526 sqft Total Area
1st Floor Area	1,526 sqft
Basement Area	798 sqft
Finished Basement	599 sqft
Unfinished Basement	199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,718 sqft (0.177 acres)
Lot Dimensions	7,718 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	504 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	21 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	60162300011187
Street Address	3904 E AVE
City	KEARNEY
State	NE
Zip	68847-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	BETHANY MANOR SUB LT 11 BLK 6 & S 5' LT 10 EXC PART USED FOR 39TH ST
Legal Subdivision	BETHANY MANOR SUB
Legal Block	6
Legal Lot Number	11,10
Jurisdiction	BUFFALO NE
Township / Civil Division	3
Census Block Group	3
Census Block	3017
Census Tract	969203

Owner

3904 E Ave is owned and occupied by an individual who bought it in October 2025.

Source: Buffalo County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3904 E AVE, KEARNEY, NE 68847-2605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OMAHA
Aug 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OMAHA
Dec 4, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Dec 4, 2018 · Amount on File
Deed Document Number	20255063
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3904 E AVE, KEARNEY, NE 68847-2605
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	CENTRAL NEBRASKA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202505064
Date	Oct 23, 2025
Instrument	2025-05064

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3904 E AVE, KEARNEY, NE 68847-2605
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002473
Date	Apr 30, 2020
Instrument	2020-02473

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3904 E AVE, KEARNEY, NE 68847-2605
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202204890
Date	Aug 17, 2022
Instrument	2022-04890

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Dec 4, 2018
Property Address	3904 E AVE, KEARNEY, NE 68847-2605
Document Number	0201806963
Map Reference	PG 5865-5873
Instrument Date	Nov 28, 2018
Instrument	2018-06963
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	CENTRAL NEBRASKA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201806964
Date	Dec 4, 2018
Instrument	2018-06964

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3904 E Ave was $3,102.

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,070 (+5.63%) Land $38,505 Building $216,565	$255,070 (+5.63%) Land $38,505 Building $216,565
2025	$3,102.00	$241,480 Land $38,505 Building $202,975	$241,480 Land $38,505 Building $202,975
2023	$3,432.00	$201,710 Land $37,380 Building $164,330	$201,710 Land $37,380 Building $164,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3904 E Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 24, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3904 E Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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