3903 E Ave, Kearney, NE 68847 Property Records

Buffalo County property record for 3903 E Ave, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	3 bd · 0.5 ba · 1,107 sqft · built 1965
Lot Size	0.221 acres (9,610 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Aug 2019)
Tax Bill	$3,066 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60164500011209`

Property Details

APN / Parcel Number

Primary APN	`60164500011209`
Alternative APNs	`3651-25-4-01088-007-0012` `601645000`

Interior

Bedrooms	3 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,107 sqft Total Area
1st Floor Area	1,107 sqft
Basement Area	1,107 sqft
Finished Basement	1,107 sqft
Unfinished Basement	1,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,610 sqft (0.221 acres)
Lot Dimensions	9,610 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	882 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	256 sqft
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60164500011209
Street Address	3903 E AVE
City	KEARNEY
State	NE
Zip	68847-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	BETHANY MANOR SUB LT 12 BLK 7 EXC PT USED FOR 39TH ST DR95-5865
Legal Subdivision	BETHANY MANOR SUB
Legal Block	7
Legal Lot Number	12
Jurisdiction	BUFFALO NE
Township / Civil Division	5
Census Block Group	2
Census Block	2012
Census Tract	969203

Owner

3903 E Ave is owned and occupied by an individual who bought it in August 2019.

Source: Buffalo County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3903 E AVE, KEARNEY, NE 68847-2604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2017	Deed of Trust, Mortgage EXCHANGE BANK
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 8, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2019 · Amount on File
Deed Sale	Aug 8, 2019 · Amount on File
Prior Sale	Feb 20, 2014 · Amount on File
Deed Document Number	20194128
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3903 E AVE, KEARNEY, NE 68847-2604
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201705510
Date	Sep 14, 2017
Instrument	2017-05510

Lender

Name	EXCHANGE BANK
Type	Bank
Address	KEARNEY, NE 68848

Agreement

Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3903 E AVE, KEARNEY, NE 68847-2604
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006267
Date	Sep 9, 2020
Instrument	2020-06267

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Aug 8, 2019
Property Address	3903 E AVE, KEARNEY, NE 68847-2604
Document Number	0201904128
Instrument Date	Aug 7, 2019
Instrument	2019-04128
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	VINTAGE TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$436.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201904129
Date	Aug 8, 2019
Instrument	2019-04129

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3903 E Ave was $3,066.

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,925 (+6.4%) Land $45,970 Building $207,955	$253,925 (+6.4%) Land $45,970 Building $207,955
2025	$3,066.00	$238,650 Land $45,970 Building $192,680	$238,650 Land $45,970 Building $192,680
2023	$3,460.00	$203,350 Land $44,630 Building $158,720	$203,350 Land $44,630 Building $158,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3903 E Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3903 E Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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