3904 Circle Dr, Indianapolis, IN 46220 Property Records

Marion County property record for 3904 Circle Dr, Indianapolis, IN 46220

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 3,296 sqft · built 1969
Lot Size0.766 acres (33,367 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Oct 2020)
Tax Bill$7,254 (2024)
Deeds & MortgagesSep 2025 Line of Credit
Oct 2025 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN49-02-32-102-030.000-800

Property Details

APN / Parcel Number

Primary APN49-02-32-102-030.000-800
Alternative APN
  • 8047588

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area3,296 sqft Living Area
Gross Area5,161 sqft
1st Floor Area3,296 sqft
Upper Floors Area1,621 sqft
Basement Area840 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1994
Construction TypeBrick
Roof MaterialAsphalt
Lot Area33,367 sqft (0.766 acres)
Lot Dimensions230 ft deep x 145 ft wide
TerrainRolling
Garage TypeAttached
Garage Area1,025 sqft
Parking Spaces3 Parking Spaces
Pool Area820 sqft
Patio Area2,040 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3904 CIRCLE DR
CityINDIANAPOLIS
StateIN
Zip46220-3738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHESTERFIELD L12
Legal SubdivisionCHESTERFIELD
Legal Lot Number12
JurisdictionMARION IN
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1000
Census Tract320500

Owner

3904 Circle Dr is owned and occupied by an individual who acquired it in January 2021.

Source: Marion County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3904 CIRCLE DR, INDIANAPOLIS, IN 46220-3738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Oct 31, 2025Deed, Transfer
Oct 31, 2025Transfer on Death Deed, Transfer
Apr 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BANK
Feb 2, 2021Warranty Deed, Transfer
Oct 27, 2020Warranty Deed, Transfer
CHICAGO TITLE-MASTER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2020 · Amount on File
Deed SaleOct 27, 2020 · Amount on File
Deed Document Number2020124273
Last Transfer DateJan 26, 2021
Transfer Doc0000013740
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address3904 CIRCLE DR, INDIANAPOLIS, IN 46220-3738
Transaction TypeMortgage
Record UpdatedNov 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081217
DateSep 23, 2025
InstrumentA202500081217
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueSep 28, 2040

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionMARION IN
Recording DateOct 31, 2025
Property Address3904 CIRCLE DR, INDIANAPOLIS, IN 46220-3738
Document Number0000092842
Map ReferenceIN 6420505
Instrument DateOct 22, 2025
InstrumentA202500092842
Transaction TypeTransfer
Record UpdatedDec 31, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 CIRCLE DR, INDIANAPOLIS, IN 46220-3738

October 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMARION IN
Recording DateOct 31, 2025
Property Address3904 CIRCLE DR, INDIANAPOLIS, IN 46220-3738
Document Number0000093384
Map ReferenceIN 6420505
Instrument DateOct 22, 2025
InstrumentA202500093384
Transaction TypeTransfer
Record UpdatedDec 31, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 CIRCLE DR, INDIANAPOLIS, IN 46220-3738

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address3904 CIRCLE DR, INDIANAPOLIS, IN 46220-3738
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041198
DateApr 6, 2022
InstrumentA202200041198
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateFeb 2, 2021
Property Address3904 CIRCLE DR, INDIANAPOLIS, IN 46220-3738
Document Number0000013740
Map ReferenceIN 6420505
Instrument DateJan 20, 2021
InstrumentA202100013740
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 CIRCLE DR, INDIANAPOLIS, IN 46220-3738

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateOct 27, 2020
Property Address3904 CIRCLE DR, INDIANAPOLIS, IN 46220-3738
Document Number0000124273
Instrument DateOct 23, 2020
Instrument124273
Transaction TypeTransfer
Record UpdatedApr 19, 2021
Title CompanyCHICAGO TITLE-MASTER

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 CIRCLE DR INDIANAPOLIS IN 462203738, INDIANAPOLIS, IN 46220-3738

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionWashington Township
Consolidated CityIndianapolis City
Unified School DistrictWashington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$620,000 (+16.69%) Land $73,400 Building $546,600$620,000 (+16.69%) Land $73,400 Building $546,600
2024$7,254.00 (-5.02%) Homeowner's exemption$531,300 (-) Land $73,400 Building $457,900$531,300 (-) Land $73,400 Building $457,900
2023$7,637.00 (+3.52%) Homeowner's exemption$531,300 (+6.03%) Land $73,400 Building $457,900$531,300 (+6.03%) Land $73,400 Building $457,900
2022$7,377.00 (+8.28%) Homeowner's exemption$501,100 Land $58,300 Building $442,800$501,100 Land $58,300 Building $442,800
2021$6,813.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3904 Circle Dr in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 61 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims49 (1978–2017)
Claims Outside the SFHA4 of 49
Most Recent ClaimJun 2017
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 6 claims
  • Severe Storms, Tornadoes, And Flooding, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3904 Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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