3840 Circle Dr, Indianapolis, IN 46220 Property Records

Marion County property record for 3840 Circle Dr, Indianapolis, IN 46220

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,440 sqft · built 1971
Lot Size0.923 acres (40,206 sqft)
OwnerIndividual Name on File
Last Sale$1,100,000 (Nov 2023)
Tax Bill$7,559 (2023)
Deeds & MortgagesNov 2023 Line of Credit
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN49-02-32-102-014.000-800

Property Details

APN / Parcel Number

Primary APN49-02-32-102-014.000-800
Alternative APN
  • 8047591

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,440 sqft Living Area
Gross Area5,160 sqft
1st Floor Area1,720 sqft
2nd Floor Area1,720 sqft
Basement Area1,720 sqft
Finished Basement860 sqft
Family RoomFamily Room
Fireplaces4 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area40,206 sqft (0.923 acres)
Lot Dimensions238 ft deep x 169 ft wide
TerrainRolling
Garage TypeAttached
Garage Area825 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number8047591
Old Parcel Number8047591
Street Address3840 CIRCLE DR
CityINDIANAPOLIS
StateIN
Zip46220-3736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHESTERFIELD L15
Legal Range04
Legal Township17
Legal Section32
Legal SubdivisionCHESTERFIELD
Legal Lot Number15
JurisdictionMARION IN
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1000
Census Tract320500

Owner

3840 Circle Dr is owned and occupied by an individual who bought it in November 2023.

Source: Marion County records, as of May 10, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3840 CIRCLE DR, INDIANAPOLIS, IN 46220-3736
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2023Deed of Trust, Mortgage · Line of Credit
MERCHANTS BANK
Oct 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS BANK
Nov 21, 2023Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2023 · Amount on File
Deed SaleNov 21, 2023 · Amount on File
Prior SaleJan 13, 2021 · Amount on File
Deed Document NumberA202300096914
Record UpdatedJun 7, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address3840 CIRCLE DR, INDIANAPOLIS, IN 46220-3736
Transaction TypeMortgage
Record UpdatedJan 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096915
DateNov 21, 2023
InstrumentA202300096915
Lender
NameMERCHANTS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 21, 2053

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address3840 CIRCLE DR, INDIANAPOLIS, IN 46220-3736
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000133292
DateOct 5, 2021
InstrumentA202100133292
Lender
NameMERCHANTS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 21, 2051
Interest
Rate TypeFixed Rate

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateNov 21, 2023
Property Address3840 CIRCLE DR, INDIANAPOLIS, IN 46220-3736
Document Number0000096914
Map ReferenceIN 6420505
Instrument DateNov 16, 2023
InstrumentA202300096914
Transaction TypeTransfer
Record UpdatedDec 15, 2023
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 CIRCLE DR, INDIANAPOLIS, IN 46220-3736

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionWashington Township
Consolidated CityIndianapolis City
Unified School DistrictWashington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,559.00 (+3.59%) Homeowner's exemption$558,000 (+6.18%) Land $82,000 Building $476,000$558,000 (+6.18%) Land $82,000 Building $476,000
2022$7,297.00 (+1.81%) Homeowner's exemption$525,500 Land $65,200 Building $460,300$525,500 Land $65,200 Building $460,300
2021$7,167.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3840 Circle Dr in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 61 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims49 (1978–2017)
Claims Outside the SFHA4 of 49
Most Recent ClaimJun 2017
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 6 claims
  • Severe Storms, Tornadoes, And Flooding, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3840 Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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