Eau Claire County property record for 3903 State St, Eau Claire, WI 54701
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.71 acres (118,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Apr 2008) |
| Tax Bill | $5,096 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18024-2-270932-420-2004 |
| Primary APN | 18024-2-270932-420-2004 |
|---|---|
| Alternative APNs |
|
| Lot Area | 118,185 sqft (2.71 acres) |
|---|
| Street Address | 3903 STATE ST |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54701-7165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 56 FIRST ASSESSOR'S PLAT TO THE TOWN OF WASHINGTON |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 32 |
| Legal Lot Number | 56 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 802 |
3903 State St is owned and occupied by two individuals who acquired it in December 2011.
Source: Eau Claire County records, as of April 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3903 STATE ST, EAU CLAIRE, WI 54701-7165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK |
| Feb 18, 2021 | Deed of Trust, Mortgage · Balloon Mortgage CHARTER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2008 · Amount on File |
| Deed Sale | Apr 9, 2008 · Amount on File |
| Prior Sale | Jan 10, 2005 · Amount on File |
| Deed Document Number | 2008988556 |
| Last Transfer Date | Dec 23, 2011 |
| Transfer Doc | 0001058941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 3903 STATE ST, EAU CLAIRE, WI 54701-7165 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001277518 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 1277518 |
| Name | NICOLET NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 3903 STATE ST, EAU CLAIRE, WI 54701-7165 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001206851 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 1206851 |
| Name | CHARTER BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 15, 2026 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3903 State St was $5,096 with a homeowner's exemption, up 0.3% from the year before.
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| County Subdivision | Washington Town |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,096.00 (+0.26%) Homeowner's exemption | $466,700 (-) Land $130,000 Building $336,700 | $501,900 (+0.9%) |
| 2024 | $5,083.00 (+10.14%) Homeowner's exemption | $466,700 (-) Land $130,000 Building $336,700 | $497,400 (+7.59%) |
| 2023 | $4,615.00 (-5.49%) | $466,700 (+34.88%) Land $130,000 Building $336,700 | $462,300 (+2.03%) |
| 2022 | $4,883.00 Homeowner's exemption | $346,000 Land $96,900 Building $249,100 | $453,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3903 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3903 State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: TDS Telecom.
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