Eau Claire County property record for 3520 State St, Eau Claire, WI 54701
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.94 acres (84,506 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (May 2020) |
| Tax Bill | $4,187 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18024-2-270932-130-2039 |
| Primary APN | 18024-2-270932-130-2039 |
|---|---|
| Alternative APNs |
|
| Lot Area | 84,506 sqft (1.94 acres) |
|---|
| Street Address | 3520 STATE ST |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54701-7156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 51 FIRST ASSESSOR'S PLAT TO THE TOWN OF WASHINGTON EX THE E 230' THEREOF. ALSO ESMT V.1439 PG.35 |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 32 |
| Legal Lot Number | 51 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 900 |
3520 State St is owned and occupied by an individual who bought it in May 2020.
Source: Eau Claire County records, as of April 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3520 STATE ST, EAU CLAIRE, WI 54701-7156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2019 | Deed of Trust, Mortgage · Balloon Mortgage CHARTER BANK |
| May 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage MAYO EMPLOYEES FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on File |
| Deed Sale | May 19, 2020 · Amount on File |
| Deed Document Number | 20201191292 |
| Prior Transfer Date | Oct 6, 2015 |
| Prior Transfer Doc | 0001126453 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 3520 STATE ST, EAU CLAIRE, WI 54701-7156 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001179431 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 1179431 |
| Name | CHARTER BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 15, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | May 19, 2020 |
| Property Address | 3520 STATE ST, EAU CLAIRE, WI 54701-7156 |
| Document Number | 0001191292 |
| Map Reference | VL1439PG35 DOC836325 |
| Instrument Date | May 14, 2020 |
| Instrument | 1191292 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,035.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3520 STATE ST, EAU CLAIRE, WI 54701-7156 |
| Document Number | 0001191293 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 1191293 |
| Name | MAYO EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3520 State St was $4,187 with a homeowner's exemption.
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| County Subdivision | Washington Town |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,187.00 | $387,100 Land $105,700 Building $281,400 | $416,300 |
| 2023 | $3,787.00 (-15.07%) | $387,100 (+22.04%) Land $105,700 Building $281,400 | $383,400 (-7.68%) |
| 2022 | $4,459.00 Homeowner's exemption | $317,200 Land $80,200 Building $237,000 | $415,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3520 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3520 State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: TDS Telecom.
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