3520 State St, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 3520 State St, Eau Claire, WI 54701

Property Summary

Property TypeSingle Family Home
Lot Size1.94 acres (84,506 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (May 2020)
Tax Bill$4,187 (2025)
Deeds & MortgagesAug 2019 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18024-2-270932-130-2039

Property Details

APN / Parcel Number

Primary APN18024-2-270932-130-2039
Alternative APNs
  • 024209610000
  • 024209610

Exterior

Lot Area84,506 sqft (1.94 acres)

Location & Zoning

Street Address3520 STATE ST
CityEAU CLAIRE
StateWI
Zip54701-7156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLOT 51 FIRST ASSESSOR'S PLAT TO THE TOWN OF WASHINGTON EX THE E 230' THEREOF. ALSO ESMT V.1439 PG.35
Legal Range09W
Legal Township27N
Legal Section32
Legal Lot Number51
JurisdictionEAU CLAIRE WI
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3030
Census Tract900

Owner

3520 State St is owned and occupied by an individual who bought it in May 2020.

Source: Eau Claire County records, as of April 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3520 STATE ST, EAU CLAIRE, WI 54701-7156
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2019Deed of Trust, Mortgage · Balloon Mortgage
CHARTER BANK
May 19, 2020Warranty Deed, Transfer · Conventional Mortgage
MAYO EMPLOYEES FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2020 · Amount on File
Deed SaleMay 19, 2020 · Amount on File
Deed Document Number20201191292
Prior Transfer DateOct 6, 2015
Prior Transfer Doc0001126453
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address3520 STATE ST, EAU CLAIRE, WI 54701-7156
Transaction TypeMortgage
Record UpdatedJun 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001179431
DateAug 22, 2019
Instrument1179431
Lender
NameCHARTER BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term60 Months
DueAug 15, 2024
Interest
Rate TypeFixed Rate

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAU CLAIRE WI
Recording DateMay 19, 2020
Property Address3520 STATE ST, EAU CLAIRE, WI 54701-7156
Document Number0001191292
Map ReferenceVL1439PG35 DOC836325
Instrument DateMay 14, 2020
Instrument1191292
Transaction TypeTransfer
Record UpdatedJun 25, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,035.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 STATE ST, EAU CLAIRE, WI 54701-7156

Mortgage

Document Number0001191293
DateMay 19, 2020
Instrument1191293
Lender
NameMAYO EMPLOYEES FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3520 State St was $4,187 with a homeowner's exemption.

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
County SubdivisionWashington Town
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,187.00$387,100 Land $105,700 Building $281,400$416,300
2023$3,787.00 (-15.07%)$387,100 (+22.04%) Land $105,700 Building $281,400$383,400 (-7.68%)
2022$4,459.00 Homeowner's exemption$317,200 Land $80,200 Building $237,000$415,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3520 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people · EPA ID WI6180230
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: TDS Telecom.

Nearby Properties on State St

Nearby Streets

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