3903 Ethan Ln, Williamsburg, VA 23188 Property Records

James City County property record for 3903 Ethan Ln, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,536 sqft · built 2016
Lot Size	0.268 acres (11,674 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Jun 2016)
Tax Bill	$5,145 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-3 03-0-0084`

Property Details

APN / Parcel Number

Primary APN	`23-3 03-0-0084`
Alternative APN	`33763`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,536 sqft Living Area
Basement Area	2,536 sqft
Finished Basement	1,362 sqft
Unfinished Basement	1,174 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	11,674 sqft (0.268 acres)
Garage Type	Attached
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	388 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	33763
Street Address	3903 ETHAN LN
City	WILLIAMSBURG
State	VA
Zip	23188-3921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED U
Legal Description	L-84 PH-5 S-1A COLONIAL HERITAGE
Legal Subdivision	COLONIAL HERITAGE
Legal Phase	5
Legal Lot Number	84
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	3
Census Block	3008
Census Tract	80402

Owner

3903 Ethan Ln is owned and occupied by two individuals who acquired it in March 2024.

Source: James City County records, as of November 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3903 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FEDERAL CREDIT UNION
Mar 27, 2024	Intrafamily Transfer, Transfer
Dec 3, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2016 · Amount on File
Deed Sale	Jun 17, 2016 · Amount on File
Deed Document Number	201611019
Last Transfer Date	Mar 26, 2024
Transfer Doc	0202403741
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3903 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202308109
Date	Aug 2, 2023
Instrument	202308109

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2053

Interest

Rate Type	Adjustable Rate

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Mar 27, 2024
Property Address	3903 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Document Number	0202403741
Instrument Date	Mar 26, 2024
Instrument	202403741
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3903 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Document Number	0000021240
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 ETHAN LN WILLIAMSBURG VA 231883921, WILLIAMSBURG, VA 23188-3921

Mortgage

Document Number	0000021240
Date	Dec 8, 2020
Instrument	21240

Lender

Name	AMERISAVE MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3903 Ethan Ln was $5,145, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,145.00 (+6.41%)	$619,900 Land $110,500 Building $509,400	$619,900 Land $110,500 Building $509,400
2024	$4,835.00 (+17.01%)
2023	$4,132.00	$497,900 Land $91,500 Building $406,400	$497,900 Land $91,500 Building $406,400
2022	$4,132.00
2019	$3,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3903 Ethan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3903 Ethan Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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