3915 Ethan Ln, Williamsburg, VA 23188 Property Records

James City County property record for 3915 Ethan Ln, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,536 sqft · built 2015
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on File
Last Sale	$787,000 (Jun 2026)
Tax Bill	$5,432 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-3 03-0-0081`

Property Details

APN / Parcel Number

Primary APN	`23-3 03-0-0081`
Alternative APN	`33760`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,536 sqft Living Area
Basement Area	2,536 sqft
Finished Basement	1,870 sqft
Unfinished Basement	1,174 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	8,581 sqft (0.197 acres)
Garage Type	Attached
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	644 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	33760
Street Address	3915 ETHAN LN
City	WILLIAMSBURG
State	VA
Zip	23188-3921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED U
Legal Description	L-81 PH-5 S-1A COLONIAL HERITAGE
Legal Subdivision	COLONIAL HERITAGE
Legal Phase	5
Legal Lot Number	81
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	3
Census Block	3008
Census Tract	80402

Owner

Source: James City County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3915 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed, Transfer · Conventional Mortgage E-CHICAGO TITLE, CHICAGO TITLE
Feb 21, 2024	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Mar 1, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 17, 2023	Correction Deed
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Feb 21, 2024 · Amount on File
Deed Document Number	20267577
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 16, 2026
Property Address	3915 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Document Number	0000007577
Instrument Date	Jun 10, 2026
Instrument	20267577
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,487.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 ETHAN LN, WILLIAMSBURG, VA 23188-3921

Mortgage

Document Number	0000007718,
Date	Jun 16, 2026
Instrument	20267718

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Feb 21, 2024
Property Address	3915 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Document Number	0202402518
Instrument Date	Jan 29, 2024
Instrument	202402518
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 ETHAN LN, WILLIAMSBURG, VA 23188-3921

Mortgage

Document Number	0202402519
Date	Feb 21, 2024
Instrument	202402519

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 1, 2023
Property Address	3915 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Document Number	0202302046
Instrument Date	Feb 23, 2023
Instrument	202302046
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 ETHAN LN, WILLIAMSBURG, VA 23188-3921

February 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	JAMES CITY VA
Recording Date	Feb 17, 2023
Property Address	3915 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Document Number	0202301669
Instrument Date	Feb 10, 2023
Instrument	202301669
Record Updated	Mar 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 ETHAN LN, WILLIAMSBURG, VA 23188-3921

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3915 ETHAN LN, WILLIAMSBURG, VA 23188-3921
Document Number	0000010637
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 ETHAN LN WILLIAMSBURG VA 231883921, WILLIAMSBURG, VA 23188-3921

Mortgage

Document Number	0000010637
Date	Jul 17, 2020
Instrument	10637

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,432.00 (+6.41%)	$654,500 (+24.62%) Land $127,100 Building $527,400	$654,500 (+24.62%) Land $127,100 Building $527,400
2024	$5,105.00 (+17.11%)
2023	$4,359.00	$525,200 Land $105,200 Building $420,000	$525,200 Land $105,200 Building $420,000
2022	$4,359.00 (+19.07%)
2019	$3,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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