Highlands County property record for 3903 Enchanted Oaks Ln, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,510 sqft · built 2007 |
| Lot Size | 0.42 acres (18,326 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $400,000 (Dec 2013) |
| Tax Bill | $4,724 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-09-35-28-110-00D0-0030 |
| Primary APN | C-09-35-28-110-00D0-0030 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,510 sqft Living Area |
| 1st Floor Area | 3,905 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,326 sqft (0.42 acres) |
| Lot Dimensions | 140 ft deep x 129 ft wide |
| Garage Type | Finished |
| Garage Area | 726 sqft |
| Driveway | Driveway |
| Driveway Area | 650 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 566 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3903 ENCHANTED OAKS LN |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-4770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3FUD |
| Legal Description | CTRY CLB OF SEB PH 2 SEC 4 ENCHANTED OAKS PB 16 PG 42 LOT 3 BLK D |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | CTRY CLUB OF SEB PH 2 SEC 4 |
| Legal Phase | 2 |
| Legal Block | D |
| Legal Lot Number | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 961301 |
The current owner of 3903 Enchanted Oaks Ln bought it in December 2013.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3903 ENCHANTED OAKS LN, SEBRING, FL 33875-4770 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2013 · Amount on File |
| Deed Sale | Dec 23, 2013 · Amount on File |
| Prior Sale | Dec 1, 2004 · Amount on File |
| Deed Document Number | 1719105 |
| Deed Book / Page | 2409 / 1942 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3903 ENCHANTED OAKS LN, SEBRING, FL 33875-4770 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0002056921 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 2855/888 |
| Instrument | 2056921 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 1, 2041 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $366,345 | $502,522 Land $46,956 Building $455,566 | |
| 2024 | $4,724.00 (+1.85%) | ||
| 2023 | $4,638.00 (+1.05%) Homeowner's exemption | $345,650 (+3%) | $473,418 (+19.91%) Land $40,248 Building $433,170 |
| 2022 | $4,590.00 Homeowner's exemption | $335,583 | $394,818 Land $40,248 Building $354,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3903 Enchanted Oaks Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3903 Enchanted Oaks Ln is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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