Highlands County property record for 3890 Enchanted Oaks Ln, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,826 sqft · built 2006 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $225,000 (Oct 2012) |
| Tax Bill | $3,337 (2024) |
| Deeds & Mortgages | Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C-09-35-28-110-00A0-0020 |
| Primary APN | C-09-35-28-110-00A0-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,826 sqft Living Area |
| 1st Floor Area | 2,401 sqft |
| Upper Floors Area | 856 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 615 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 556 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3890 ENCHANTED OAKS LN |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-4781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3FUD |
| Legal Description | CTRY CLB OF SEB PH 2 SEC 4 ENCHANTED OAKS PB 16 PG 42 LOT 2 BLK A |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | CTRY CLUB OF SEB PH 2 SEC 4 |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 961301 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3890 ENCHANTED OAKS LN, SEBRING, FL 33875-4781 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2012 · Amount on Record |
| Deed Sale | Oct 2, 2012 · Amount on Record |
| Prior Sale | Nov 3, 2004 · Amount on Record |
| Deed Document Number | 1672220 |
| Deed Book / Page | 2346 / 0879 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3890 ENCHANTED OAKS LN, SEBRING, FL 33875-4781 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001980973 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 2746/254 |
| Instrument | 1980973 |
| Name | FIRST SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $261,646 (+5.99%) | $419,371 (+3.47%) Land $35,880 Building $383,491 | |
| 2024 | $3,337.00 (+2.27%) | ||
| 2023 | $3,263.00 (+1.37%) Homeowner's exemption | $246,866 (+3%) | $405,295 (+20.12%) Land $31,200 Building $374,095 |
| 2022 | $3,219.00 Homeowner's exemption | $239,676 | $337,405 Land $31,200 Building $306,205 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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