3903 E Nicole Ave, Kingman, AZ 86409 Property Records

Mohave County property record for 3903 E Nicole Ave, Kingman, AZ 86409

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,659 sqft · built 2005
Lot Size	0.176 acres (7,675 sqft)
Owner	2 Individual Names on File
Last Sale	$294,000 (Dec 2025)
Tax Bill	$590 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`324-38-040`

Property Details

APN / Parcel Number

Primary APN	`324-38-040`
Alternative APNs	`R32438040` `R0190031`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,659 sqft Living Area
Gross Area	2,127 sqft
1st Floor Area	1,659 sqft
Laundry Room	Laundry Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Concrete
Lot Area	7,675 sqft (0.176 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R32438040
Street Address	3903 E NICOLE AVE
City	KINGMAN
State	AZ
Zip	86409-0861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPARRAL MESA II TRACT 3042D BLK 5 LOT 40 324-15-025 & 027(324-3 8-001 THRU 040 & RD) TAX YR 2003
Legal Range	16W
Legal Township	22N
Legal Section	28
Legal Subdivision	CHAPARRAL MESA II
Legal Tract	3042D
Legal Block	5
Legal Lot Number	40
Jurisdiction	MOHAVE AZ
Township / Civil Division	KINGMAN
Census Block Group	1
Census Block	1035
Census Tract	950707

Owner

3903 E Nicole Ave is owned and occupied by two individuals who bought it in December 2025.

Source: Mohave County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3903 E NICOLE AVE, KINGMAN, AZ 86409-0861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Dec 1, 2025	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Nov 1, 2016 · Amount on File
Deed Document Number	202557480
Prior Transfer Date	Dec 17, 2018
Prior Transfer Doc	0000061663
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOHAVE AZ
Property Address	3903 E NICOLE AVE, KINGMAN, AZ 86409-0861
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 E NICOLE AVE, KINGMAN, AZ 86409-0861

Mortgage

Document Number	0000008579
Date	Feb 8, 2021
Instrument	2021008579

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOHAVE AZ
Recording Date	Dec 1, 2025
Property Address	3903 E NICOLE AVE, KINGMAN, AZ 86409-0861
Document Number	0000057480
Instrument Date	Nov 14, 2025
Instrument	2025057480
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3903 E NICOLE AVE, KINGMAN, AZ 86409-0861

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3903 E NICOLE AVE, KINGMAN, AZ 86409-0861

Mortgage

Document Number	0000057481
Date	Dec 1, 2025
Instrument	2025057481

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOHAVE AZ
Property Address	3903 E NICOLE AVE, KINGMAN, AZ 86409-0861
Document Number	0000003618
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3903 E NICOLE AVE KINGMAN AZ 864090861, KINGMAN, AZ 86409-0861

Mortgage

Document Number	0000003618
Date	Jan 22, 2020
Instrument	3618

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3903 E Nicole Ave was $590, down 47.1% from the year before.

Source: Mohave County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Mohave County
Unified School District	Kingman Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$234,684 (-0.93%) Land $23,528 Building $211,156
2026		$23,689	$236,888 Land $26,256 Building $210,632
2025	$590.00 (-47.13%)
2024	$1,116.00
2020	$1,173.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3903 E Nicole Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3903 E Nicole Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGMAN MUNICIPAL WATER serves 45,000 people · EPA ID AZ0408020
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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