3903 Bedford Ave, Oceanside, CA 92056 Property Records

San Diego County property record for 3903 Bedford Ave, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,461 sqft · built 1973
Lot Size	0.464 acres (20,200 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Aug 2017)
Tax Bill	$5,213 (2025)
Deeds & Mortgages	Aug 2026 Sale Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`162-302-14-00`

Property Details

APN / Parcel Number

Primary APN	`162-302-14-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,461 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,200 sqft (0.464 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3903 BEDFORD AVE
City	OCEANSIDE
State	CA
Zip	92056-3338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 198 TR 007301
Legal Subdivision	MESA LOMA
Legal Tract	007301
Legal Block	1
Legal Lot Number	198
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	18516

Owner

Source: San Diego County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3903 BEDFORD AVE, OCEANSIDE, CA 92056-3338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 12, 2018	Grant Deed, Subdivision Related Transfer NAVY FCU
Aug 24, 2017	Grant Deed, Transfer · Conventional Mortgage AHN THOMAS TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2017 · Amount on Record
Deed Sale	Aug 24, 2017 · Amount on Record
Prior Sale	Jan 19, 2001 · Amount on Record
Deed Document Number	2017388549
Last Transfer Date	Jun 16, 2026
Transfer Doc	0000233308
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2026
Property Address	3903 BEDFORD AVE, OCEANSIDE, CA 92056-3338
Document Number	0000233308
Instrument Date	Jun 16, 2026
Instrument	2026233308
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 BEDFORD AVE, OCEANSIDE, CA 92056-3338

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2018
Property Address	3903 BEDFORD AVE, OCEANSIDE, CA 92056-3338
Document Number	0000015126
Instrument Date	Dec 18, 2017
Instrument	15126
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3903 BEDFORD AVE OCEANSIDE CA 920563338, OCEANSIDE, CA 92056-3338

Mortgage

Document Number	15127
Date	Jan 12, 2018
Instrument	15127

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2017
Property Address	3903 BEDFORD AVE, OCEANSIDE, CA 92056-3338
Document Number	0000388549
Instrument Date	May 30, 2017
Instrument	388549
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6183 PASEO DEL NORTE #100 CARLSBAD CA 920111151, 100, CARLSBAD, CA 92011-1151

Mortgage

Document Number	388550
Date	Aug 24, 2017
Instrument	388550

Lender

Name	AHN THOMAS TRUST (PT)
Address	PO BOX 910509, SAN DIEGO, CA 92191-0509

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,920 (+2%) Land $273,633 Building $376,287
2025	$5,213.00 (-23.55%)	$637,177 (+4.04%) Land $268,268 Building $368,909
2023	$6,819.00 (+1.53%)	$612,436 Land $257,851 Building $354,585
2022	$6,716.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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