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3901 Bedford Ave, Oceanside, CA 92056 Property Records

San Diego County property record for 3901 Bedford Ave, Oceanside, CA 92056 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,461 sqft · built 1973
Lot Size0.498 acres (21,700 sqft)
OwnerCompany Name on File
Last Sale$139,000 (Dec 1996)
Tax Bill$2,503 (2025)
Deeds & MortgagesJul 2022 Transfer
Nov 2021 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN162-302-13-00

Property Details

APN / Parcel Number

Primary APN162-302-13-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,461 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area21,700 sqft (0.498 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3901 BEDFORD AVE
CityOCEANSIDE
StateCA
Zip92056-3338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 197 TR 007301
Legal SubdivisionMESA LOMA
Legal Tract007301
Legal Block2
Legal Lot Number197
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2003
Census Tract18516

Owner

Source: San Diego County records · APN 162-302-13-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3901 BEDFORD AVE, OCEANSIDE, CA 92056-3338
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Intrafamily Transfer, Transfer
Nov 29, 2021Deed of Trust, Mortgage · Reverse Mortgage
CHOICE LENDING CORP
Mar 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
JMAC LENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 03, 1996 · Amount on Record
Deed SaleDec 03, 1996 · Amount on Record
Prior SaleJul 06, 1984 · Amount on Record
Deed Document Number1996606294
Last Transfer DateJul 19, 2022
Transfer Doc0000305731
Record UpdatedSep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 26, 2022
Property Address3901 BEDFORD AVE, OCEANSIDE, CA 92056-3338
Document Number0000305731
Map ReferenceMAP 7301
Instrument DateJun 26, 2022
Instrument2022-0305731
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3901 BEDFORD AVE, OCEANSIDE, CA 92056-3338

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3901 BEDFORD AVE, OCEANSIDE, CA 92056-3338
Transaction TypeMortgage
Record UpdatedDec 08, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3901 BEDFORD AVE, OCEANSIDE, CA 92056-3338

Mortgage

Document Number0000813683
DateNov 29, 2021
Instrument2021-0813683
Lender
NameCHOICE LENDING CORP
TypeMortgage Company
AddressVICTORVILLE, CA 92395
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Type Change DateJan 01, 2022
Change FrequencyAnnually
Index1-Year LIBOR

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3901 BEDFORD AVE, OCEANSIDE, CA 92056-3338
Document Number0000175235
Instrument DateMar 31, 2020
Transaction TypeMortgage
Record UpdatedApr 27, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3901 BEDFORD AVE OCEANSIDE CA 920563338, OCEANSIDE, CA 92056-3338

Mortgage

Document Number0000175235
DateApr 06, 2020
Instrument175235
Lender
NameJMAC LENDING
TypeFunding / Finance Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 05, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$230,885 (+2%) Land $90,791 Building $140,094
2025$2,503.00 (+5.3%) Homeowner's exemption$226,359 (+4.04%) Land $89,011 Building $137,348
2023$2,377.00 (+1.62%) Homeowner's exemption$217,570 Land $85,555 Building $132,015
2022$2,339.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 563 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Generate-Ubiquity HoldingsFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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