Lorain County property record for 39028 E River Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,666 sqft Living Area |
| Lot Size | 37,026 sqft (0.85 acres) |
| Garage | Detached, 1,080 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,836.00 (2025) |
| Primary APN | 10-00-005-107-046 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,666 sqft Living Area |
| 1st Floor | 1,128 sqft 1st Floor |
| 2nd Floor | 538 sqft 2nd Floor |
| Upper Floors | 538 sqft Upper Floors |
| Attic Area | 518 sqft Attic |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 37,026 sqft (0.85 acres) |
| Depth X Width | 461 ft x 80 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,080 sqft Garage |
| Patio Area | 192 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 39028 E RIVER RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8426 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FRNT 0080.00 DPTH 0461.00 |
| Legal Subdivision | CARLISLE SEC 05 |
| Legal Block | 107 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-005-107-046
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39028 E RIVER RD, ELYRIA, OH 44035-8426 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39028 E RIVER RD, ELYRIA, OH 44035-8426 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 187 PASADENA AVE, ELYRIA, OH 44035-3937 |
| Document Number | 0000912284 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 2023-0912284 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,836.00 | $64,850 (+%) Land $14,310 Building $50,540 | $185,280 (-) Land $40,880 Building $144,400 |
| 2024 | $2,836.00 (+14.68%) | $64,848 (+30.19%) Land $14,308 Building $50,540 | $185,280 (+30.19%) Land $40,880 Building $144,400 |
| 2023 | $2,473.00 (+0.37%) | $49,812 (+%) Land $15,792 Building $34,020 | $142,320 (-) Land $45,120 Building $97,200 |
| 2022 | $2,464.00 | $49,810 Land $15,790 Building $34,020 | |
| 2021 | $142,320 Land $45,120 Building $97,200 |
39028 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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