Lorain County property record for 39025 E River Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1950 |
| Square Footage | 2,666 sqft Living Area |
| Lot Size | 104,544 sqft (2.4 acres) |
| Garage | Attached, 360 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,279.00 (2025) |
| Primary APN | 10-00-006-104-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,666 sqft Living Area |
| 1st Floor | 832 sqft 1st Floor |
| 2nd Floor | 346 sqft 2nd Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 104,544 sqft (2.4 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 360 sqft Garage |
| Pool Area | 1,104 sqft Pool |
|---|---|
| Patio Area | 336 sqft Patio |
| Porch | Open Porch |
| Porch Area | 36 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 39025 E RIVER RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8425 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 22-10-006B -030-00 |
| Legal Subdivision | CARLISLE SEC 06 |
| Legal Block | 104 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-006-104-005
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39025 E RIVER RD, ELYRIA, OH 44035-8425 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 20, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BK |
| Mar 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) NORTHWEST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2009 |
| Deed Sale | May 19, 2009 |
| Prior Sale | May 25, 2007 · Amount on Record |
| Deed Doc Number | 2009091927 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39025 E RIVER RD, ELYRIA, OH 44035-8425 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000813245 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021-0813245 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39025 E RIVER RD, ELYRIA, OH 44035-8425 |
| Document Number | 0000756127 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 39025 E RIVER RD ELYRIA OH 440358425, ELYRIA, OH 44035-8425 |
| Document Number | 0000756127 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 756127 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 12, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39025 E RIVER RD, ELYRIA, OH 44035-8425 |
| Document Number | 0000754949 |
| Instrument Date | Mar 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 39025 E RIVER RD ELYRIA OH 440358425, ELYRIA, OH 44035-8425 |
| Document Number | 0000754949 |
|---|---|
| Date | Apr 01, 2020 |
| Instrument | 754949 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 31, 2040 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,279.00 | $98,100 (%) Land $18,980 Building $79,120 | $280,290 (-) Land $54,240 Building $226,050 |
| 2024 | $4,279.00 (+8.03%) | $98,102 (+22.28%) Land $18,984 Building $79,118 | $280,290 (+22.28%) Land $54,240 Building $226,050 |
| 2023 | $3,961.00 (+24.95%) | $80,227 (+27.73%) Land $20,874 Building $59,353 | $229,220 (+27.71%) Land $59,640 Building $169,580 |
| 2022 | $3,170.00 | $62,810 Land $20,870 Building $41,940 | |
| 2021 | $179,480 Land $59,640 Building $119,840 |
39025 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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