3902 Ruth Ave, Lansing, MI 48910 Property Records

Ingham County property record for 3902 Ruth Ave, Lansing, MI 48910

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1970
Lot Size	0.375 acres (16,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Aug 2022)
Tax Bill	$3,796 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-01-01-34-276-041`

Property Details

APN / Parcel Number

Primary APN	`33-01-01-34-276-041`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,335 sqft (0.375 acres)
Lot Dimensions	297 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	50 sqft
Patio Area	386 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3902 RUTH AVE
City	LANSING
State	MI
Zip	48910-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 55 FT LOT 106 SUPERVISORS PLAT OF CHERRY HILL NO 1
Legal Subdivision	CHERRY HILL 01
Legal Lot Number	106
Legal Unit	106
Jurisdiction	INGHAM MI
Township / Civil Division	LANSING
Census Block Group	1
Census Block	1012
Census Tract	2901

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3902 RUTH AVE, LANSING, MI 48910-3639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jul 25, 2019	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Jul 25, 2019 · Amount on Record
Deed Document Number	202230064
Prior Transfer Date	Oct 16, 2014
Prior Transfer Doc	0000040601
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Aug 8, 2022
Property Address	3902 RUTH AVE, LANSING, MI 48910-3639
Document Number	0000030064
Map Reference	LB 17 PG 2
Instrument Date	Jul 27, 2022
Instrument	2022-030064
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3902 RUTH AVE, LANSING, MI 48910-3639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 KENDON DR, LANSING, MI 48910-5431

Mortgage

Document Number	0000030065
Date	Aug 8, 2022
Instrument	2022-030065

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	3902 RUTH AVE, LANSING, MI 48910-3639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041696
Date	Nov 22, 2017
Instrument	2017-041696

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Jul 25, 2019
Property Address	3902 RUTH AVE, LANSING, MI 48910-3639
Document Number	0000025003
Map Reference	LB 17 PG 2
Instrument Date	Jul 22, 2019
Instrument	2019-025003
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$829.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3902 RUTH AVE, 3902, LANSING, MI 48910-3639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 JUNE ST, LANSING, MI 48906-5531

Mortgage

Document Number	0000025004
Date	Jul 25, 2019
Instrument	2019-025004

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Lansing City
Unified School District	Lansing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,600 (+6.51%) Land $10,900 Building $62,700	$147,200 (+6.51%) Land $21,800 Building $125,400
2025	$3,796.00 (+31.49%) Homeowner's exemption	$69,100 (+28.92%) Land $10,100 Building $59,000	$138,200 (+28.92%) Land $20,200 Building $118,000
2023		$53,600 Land $10,100 Building $43,500	$107,200 Land $20,200 Building $87,000
2020	$2,887.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1982–2019)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Metronet.

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