3901 Ruth Ave, Lansing, MI 48910 Property Records

Ingham County property record for 3901 Ruth Ave, Lansing, MI 48910

Property Summary

Property Type	Single Family Home
Details	1 ba · 840 sqft · built 1946
Lot Size	0.563 acres (24,524 sqft)
Owner	Individual Name on File
Last Sale	$111,530 (Aug 2022)
Tax Bill	$4,626 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-01-01-34-276-161`

Property Details

APN / Parcel Number

Primary APN	`33-01-01-34-276-161`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,524 sqft (0.563 acres)
Lot Dimensions	297 ft deep x 82.5 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3901 RUTH AVE
City	LANSING
State	MI
Zip	48910-3638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96 SUPERVISORS PLAT OF CHERRY HILL NO 1
Legal Subdivision	CHERRY HILL 01
Legal Lot Number	96
Legal Unit	96
Jurisdiction	INGHAM MI
Township / Civil Division	LANSING
Census Block Group	1
Census Block	1012
Census Tract	2901

Owner

3901 Ruth Ave is owned and occupied by an individual who bought it in August 2022.

Source: Ingham County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3901 RUTH AVE, LANSING, MI 48910-3638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2022 · Amount on File
Deed Sale	Aug 22, 2022 · Amount on File
Deed Document Number	202231567
Prior Transfer Date	Apr 28, 2004
Prior Transfer Doc	0000043257
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Aug 22, 2022
Property Address	3901 RUTH AVE, LANSING, MI 48910-3638
Document Number	0000031567
Instrument Date	Aug 15, 2022
Instrument	2022-031567
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26600 SCHOOLCRAFT, 26600, REDFORD, MI 48239-4622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 RUTH AVE, LANSING, MI 48910-3638

Mortgage

Document Number	0000031802
Date	Aug 22, 2022
Instrument	2022-031802

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	3901 RUTH AVE, LANSING, MI 48910-3638
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015230
Date	Apr 7, 2021
Instrument	2021-015230

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3901 Ruth Ave was $4,626.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Lansing City
Unified School District	Lansing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,900 (+6.57%) Land $16,300 Building $48,600	$129,800 (+6.57%) Land $32,600 Building $97,200
2025	$4,626.00	$60,900 Land $15,100 Building $45,800	$121,800 Land $30,200 Building $91,600
2023		$51,400 Land $15,100 Building $36,300	$102,800 Land $30,200 Building $72,600
2020	$1,738.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3901 Ruth Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1982–2019)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3901 Ruth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Metronet.

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