3902 Calle Real, San Clemente, CA 92673 Property Records

Orange County property record for 3902 Calle Real, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,455 sqft · built 1973
Lot Size	0.245 acres (10,650 sqft)
Owner	2 Company Names on Record
Last Sale	$975,000 (May 2017)
Tax Bill	$11,197 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`675-221-02`

Property Details

APN / Parcel Number

Primary APN	`675-221-02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,455 sqft Living Area
Gross Area	2,855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Concrete
Roof Material	Wood Shingle
Lot Area	10,650 sqft (0.245 acres)
View / Lot	Ocean
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3902 CALLE REAL
City	SAN CLEMENTE
State	CA
Zip	92673-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4469 BLK LOT 206
Legal Subdivision	TRACT NO 4469
Legal Tract	4469
Legal Lot Number	206
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3005
Census Tract	42205

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3902 CALLE REAL, SAN CLEMENTE, CA 92673-2625
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 24, 2017	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE
May 23, 2017	Grant Deed, Transfer · ARM FIDELITY NATIONAL TITLE COMP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Deed Document Number	2017210472
Last Transfer Date	Mar 14, 2019
Transfer Doc	0000086708
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3902 CALLE REAL, SAN CLEMENTE, CA 92673-2625
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 CALLE REAL, SAN CLEMENTE, CA 92673-2625

Mortgage

Document Number	0000260290
Date	Apr 19, 2021
Instrument	2021000260290

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3902 CALLE REAL, SAN CLEMENTE, CA 92673-2625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130201
Date	Apr 23, 2019
Instrument	2019000130201

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3902 CALLE REAL, SAN CLEMENTE, CA 92673-2625
Document Number	0000014463
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3902 CALLE REAL SAN CLEMENTE CA 926732625, SAN CLEMENTE, CA 92673-2625

Mortgage

Document Number	0000014463
Date	Jan 14, 2020
Instrument	14463

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 20, 2019
Property Address	3902 CALLE REAL, SAN CLEMENTE, CA 92673-2625
Document Number	0000086708
Instrument Date	Mar 14, 2019
Instrument	86708
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3902 CALLE REAL SAN CLEMENTE CA 926732625, SAN CLEMENTE, CA 92673-2625

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	May 24, 2017
Property Address	3902 CALLE REAL, SAN CLEMENTE, CA 92673-2625
Document Number	0000212123
Instrument Date	Apr 26, 2017
Instrument	212123
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 N EL CAMINO REAL #150 SAN CLEMENTE CA 926724789, 150, SAN CLEMENTE, CA 92672-4789

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 23, 2017
Property Address	3902 CALLE REAL, SAN CLEMENTE, CA 92673-2625
Document Number	0000210472
Instrument Date	Apr 17, 2017
Instrument	2017000210472
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 CALLE REAL, SAN CLEMENTE, CA 92673-2625

Mortgage

Document Number	, 2017000210473
Date	May 23, 2017
Instrument	2017000210473

Lender

Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$990,747 (+2%) Land $647,857 Building $342,890
2025	$11,197.00 (+8.69%) Homeowner's exemption	$971,321 (+4.04%) Land $635,154 Building $336,167
2023	$10,302.00 (+2.02%) Homeowner's exemption	$933,604 Land $610,490 Building $323,114
2022	$10,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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