610 Calle Real, San Clemente, CA 92673 Property Records

Orange County property record for 610 Calle Real, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,290 sqft · built 1965
Lot Size	0.31 acres (13,500 sqft)
Owner	Company Name on File
Tax Bill	$4,262 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`675-223-20`

Property Details

APN / Parcel Number

Primary APN	`675-223-20`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,290 sqft Living Area
Gross Area	2,752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,500 sqft (0.31 acres)
View / Lot	Good
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	610 CALLE REAL
City	SAN CLEMENTE
State	CA
Zip	92673-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	N TR 4469 BLK LOT 140
Legal Subdivision	TRACT 4469
Legal Tract	4469
Legal Lot Number	140
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3014
Census Tract	42205

Owner

610 Calle Real is owned by a company that acquired it in January 2013 and is owner-occupied.

Source: Orange County records, as of August 4, 2026

Owner of Record	Company Name on File
Mailing Address	610 CALLE REAL, SAN CLEMENTE, CA 92673-2623
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIGN ON THE LINE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 4, 2013
Transfer Doc	0000024565
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	610 CALLE REAL, SAN CLEMENTE, CA 92673-2623
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 CALLE REAL, SAN CLEMENTE, CA 92673-2623

Mortgage

Document Number	0000165113
Date	May 2, 2022
Instrument	2022000165113

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	610 CALLE REAL, SAN CLEMENTE, CA 92673-2623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094828
Date	Mar 4, 2020
Instrument	2020000094828

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	610 CALLE REAL, SAN CLEMENTE, CA 92673-2623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 CALLE REAL, SAN CLEMENTE, CA 92673-2623

Mortgage

Document Number	0000729107
Date	Dec 11, 2020
Instrument	2020000729107

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	610 CALLE REAL, SAN CLEMENTE, CA 92673-2623
Document Number	0000564550
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	610 CALLE REAL SAN CLEMENTE CA 926732623, SAN CLEMENTE, CA 92673-2623

Mortgage

Document Number	0000564550
Date	Oct 13, 2020
Instrument	564550

Lender

Name	SIGN ON THE LINE INC
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 610 Calle Real was $4,262 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$289,311 (+2%) Land $172,076 Building $117,235
2025	$4,262.00 Homeowner's exemption	$283,639 Land $168,702 Building $114,937
2023	$3,711.00 (+0.22%) Homeowner's exemption	$272,626 Land $162,151 Building $110,475
2022	$3,703.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 610 Calle Real in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Calle Real is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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