3902 21st Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3902 21st Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Tax Bill	$3,464 (2026)
Flood Zone	Zone X (minimal risk)
APN	`82-50744-0761`

Property Details

APN / Parcel Number

Primary APN	`82-50744-0761`

Exterior

Lot Area	2,178 sqft (0.05 acres)
Lot Width	30 ft Width

Location & Zoning

Street Address	3902 21ST AVE S
City	SAINT CLOUD
State	MN
Zip	56301-8938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD73
Legal Description	LOT 001 BLK 006 SOMMERSBY PLAT 5 SECTION 34 TOWNSHIP 124 RANGE 28 SECTION 34 TOWNSHIP 124 RANGE 28
Legal Range	28W
Legal Township	124
Legal Section	34
Legal Subdivision	SOMMERSBY PLAT 5
Legal Block	6
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1017
Census Tract	402

Owner

Source: Stearns County records · APN 82-50744-0761

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1289 GRAND AVE, SAINT PAUL, MN 55105-2608
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,464.00 (+11.1%)	$233,100 (-) Land $50,000 Building $183,100	$233,100 (-) Land $50,000 Building $183,100
2025	$3,118.00 (+3.31%)	$233,100 (-) Land $50,000 Building $183,100	$233,100 (-) Land $50,000 Building $183,100
2023	$3,018.00	$233,100 Land $35,000 Building $198,100	$233,100 Land $35,000 Building $198,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 42% of the US · above 72% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 76 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	Saint Cloud serves 71,321 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.