3872 21st Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3872 21st Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 2007
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Tax Bill	$3,390 (2024)
Deeds & Mortgages	Nov 2025 Transfer Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-50744-0670`

Property Details

APN / Parcel Number

Primary APN	`82-50744-0670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 2007
Architectural Style	Split Level
Exterior Material	Brick
Lot Area	9,148 sqft (0.21 acres)
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.50744.0670
Street Address	3872 21ST AVE S
City	SAINT CLOUD
State	MN
Zip	56301-8937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD73
Legal Description	LOT 014 BLK 005 SOMMERSBY PLAT 2 SECTION 34 TOWNSHIP 124 RANGE 028 SECTION 34 TOWNSHIP 124 RANGE 028
Legal Range	28
Legal Township	124
Legal Section	34
Legal Subdivision	SOMMERSBY PLAT 2
Legal Block	5
Legal Lot Number	14
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1017
Census Tract	402

Owner

Source: Stearns County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	3872 21ST AVE S, SAINT CLOUD, MN 56301-8937
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Transfer on Death Deed, Transfer
Nov 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021
Deed Sale	Nov 30, 2021
Deed Document Number	A1620536
Record Updated	Jun 8, 2026

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 13, 2025
Property Address	3872 21ST AVE S, SAINT CLOUD, MN 56301-8937
Document Number	00A1703219
Instrument Date	Nov 6, 2025
Instrument	A1703219
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 30, 2021
Property Address	3872 21ST AVE S, SAINT CLOUD, MN 56301-8937
Document Number	00A1620536
Instrument Date	Nov 19, 2021
Instrument	A1620536
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3872 21ST AVE S, SAINT CLOUD, MN 56301-8937

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$299,500 (+9.51%) Land $100,000 Building $199,500	$299,500 (+9.51%) Land $100,000 Building $199,500
2024	$3,390.00 (+9.85%)
2023	$3,086.00	$273,500 Land $50,000 Building $223,500	$273,500 Land $50,000 Building $223,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 72% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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