Union County property record for 3901 Sincerity Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 2008 |
| Lot Size | 2.41 acres (105,023 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $34,500 (Jul 2008) |
| Tax Bill | $2,196 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-078-013N |
| Primary APN | 08-078-013N |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,736 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Modular |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 105,023 sqft (2.41 acres) |
| Deck Area | 55 sqft |
| Patio Area | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 3901 SINCERITY RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #1 SINCERITY RD OPCK510 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 20100 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3901 SINCERITY RD, MONROE, NC 28110-0657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2008 · Amount on Record |
| Deed Sale | Jul 31, 2008 · Amount on Record |
| Deed Document Number | 200828762 |
| Deed Book / Page | 4949 / 857 |
| Prior Transfer Date | Jul 23, 2008 |
| Prior Transfer Doc | 0004949857 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3901 SINCERITY RD, MONROE, NC 28110-0657 |
| Document Number | 7161115 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3901 SINCERITY RD MONROE NC 281100657, MONROE, NC 28110-0657 |
| Document Number | 7161115 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 007161/000115 |
| Instrument | 13828 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2048 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $450,000 (-) Land $95,900 Building $354,100 | $450,000 (-) Land $95,900 Building $354,100 | |
| 2025 | $2,196.00 (+20.73%) | $450,000 (+60.6%) Land $95,900 Building $354,100 | $450,000 (+60.6%) Land $95,900 Building $354,100 |
| 2023 | $1,819.00 | $280,200 Land $18,300 Building $261,900 | $280,200 Land $18,300 Building $261,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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