3814 Sincerity Rd, Monroe, NC 28110 Property Records

Union County property record for 3814 Sincerity Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,545 sqft · built 1961
Lot Size	2.53 acres (110,207 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Nov 2020)
Tax Bill	$1,289 (2025)
Deeds & Mortgages	Dec 2020 Construction Loan Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-078-016`

Property Details

APN / Parcel Number

Primary APN	`08-078-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,545 sqft Living Area
Gross Area	1,965 sqft
1st Floor Area	1,545 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	110,207 sqft (2.53 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3814 SINCERITY RD
City	MONROE
State	NC
Zip	28110-0656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#1 OPCP469
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3028
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 N OAK CT, COLUMBIA, SC 29212-2910
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Construction Loan · Construction Mortgage AMERICAN BK
Nov 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Jul 14, 2015 · Amount on Record
Deed Document Number	202046153
Deed Book / Page	7879 / 104
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	UNION NC
Recording Date	Dec 9, 2020
Property Address	3814 SINCERITY RD, MONROE, NC 28110-0656
Document Number	791520
Book / Page	007915 / 000020
Instrument Date	Dec 9, 2020
Instrument	51236
Transaction Type	Construction Loan
Record Updated	Dec 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1005 ALCONA CT INDIAN TRAIL NC 280790047, INDIAN TRAIL, NC 28079-0047

Mortgage

Document Number	791520
Date	Dec 9, 2020
Book Page	007915/000020
Instrument	51236

Lender

Name	AMERICAN BK
Type	Bank
Address	MONROE, NC 28110

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 9, 2020
Property Address	3814 SINCERITY RD, MONROE, NC 28110-0656
Document Number	7879104
Book / Page	007879 / 000104
Instrument Date	Nov 9, 2020
Instrument	46153
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$110.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	215 W CJ THOMAS RD MONROE NC 281108271, MONROE, NC 28110-8271

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,100 (-) Land $100,700 Building $163,400	$264,100 (-) Land $100,700 Building $163,400
2025	$1,289.00 (+20.47%)	$264,100 (+60.16%) Land $100,700 Building $163,400	$264,100 (+60.16%) Land $100,700 Building $163,400
2023	$1,070.00	$164,900 Land $48,000 Building $116,900	$164,900 Land $48,000 Building $116,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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