3901 Elsmere Ave, Cincinnati, OH 45212 Property Records

Hamilton County property record for 3901 Elsmere Ave, Cincinnati, OH 45212

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,269 sqft · built 1907
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on File
Last Sale	$102,000 (Aug 2021)
Tax Bill	$3,955 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`651-0039-0191-00`

Property Details

APN / Parcel Number

Primary APN	`651-0039-0191-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,269 sqft Living Area
Gross Area	3,290 sqft
1st Floor Area	1,021 sqft
2nd Floor Area	852 sqft
Attic	Attic
Attic Area	396 sqft
Basement Area	1,021 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Conventional
Exterior Material	Brick/Stone
Roof Material	Asphalt
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Open Frame Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3901 ELSMERE AVE
City	CINCINNATI
State	OH
Zip	45212-3821
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RMX
Legal Description	3901 ELSMERE AVE 40 X 100PT LOT 105 ELSMERE SUB
Legal Subdivision	ELSMERE SUB
Legal Lot Number	105
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	2
Census Block	2003
Census Tract	25600

Owner

3901 Elsmere Ave, a residential property, is owned by an individual who bought it in August 2021.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	6592 LISA LN, CINCINNATI, OH 45243-2007
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Deed Document Number	202199819
Deed Book / Page	14482 / 3046
Record Updated	Oct 29, 2026

August 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 17, 2021
Property Address	3901 ELSMERE AVE, CINCINNATI, OH 45212-3821
Document Number	0000099819
Book / Page	14482 / 3046
Map Reference	VOL 2 PG 35&36
Instrument Date	Aug 9, 2021
Instrument	2021-0099819
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6592 LISA LN, CINCINNATI, OH 45243-2007

Mortgage

Document Number	0000099820
Date	Aug 17, 2021
Instrument	2021-0099820

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3901 Elsmere Ave was $3,955, up 1.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,955.00 (+1.88%)	$75,709 (-) Land $21,931 Building $53,778	$216,310 Land $62,660 Building $153,650
2024	$3,882.00 (-1.9%)	$75,709 (-) Land $21,931 Building $53,778
2023	$3,957.00 (+22.85%)	$75,709 (+46.38%) Land $21,931 Building $53,778	$216,310 Land $62,660 Building $153,650
2022	$3,221.00 Homeowner's exemption	$51,720 Land $9,944 Building $41,776
2020			$147,770 Land $28,410 Building $119,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3901 Elsmere Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3901 Elsmere Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Elsmere Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures