Hamilton County property record for 3835 Elsmere Ave, Cincinnati, OH 45212
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,196 sqft · built 1912 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,117 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 651-0039-0194-00 |
| Primary APN | 651-0039-0194-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 1,004 sqft |
| 2nd Floor Area | 812 sqft |
| Attic | Attic |
| Attic Area | 380 sqft |
| Basement Area | 812 sqft |
| Year Built | Built 1912 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,053 sqft (0.116 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3835 ELSMERE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45212-3819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3835 ELSMERE AV 50 X 100 PT LOT 109 ELSMERE |
| Legal Subdivision | ELSMERE |
| Legal Lot Number | 109 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NORWOOD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 25600 |
3835 Elsmere Ave is owned and occupied by two individuals who acquired it in September 1986.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3835 ELSMERE AVE, CINCINNATI, OH 45212-3819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1986 |
| Deed Sale | Sep 1, 1986 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3835 ELSMERE AVE, CINCINNATI, OH 45212-3819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018925 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 17-0018925 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3835 Elsmere Ave was $4,117, up 2.8% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Norwood City |
| Unified School District | Norwood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,117.00 (+2.85%) | $79,520 (+%) Land $24,671 Building $54,849 | |
| 2024 | $4,003.00 (-2.56%) | $79,519 (-) Land $24,671 Building $54,848 | |
| 2023 | $4,108.00 (+22.92%) | $79,519 (+46.39%) Land $24,671 Building $54,848 | $227,200 Land $70,490 Building $156,710 |
| 2022 | $3,342.00 Homeowner's exemption | $54,321 Land $11,190 Building $43,131 | |
| 2020 | $155,200 Land $31,970 Building $123,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3835 Elsmere Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3835 Elsmere Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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